Key points at a glance
This page is written for residents of Chavornay, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Chavornay, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Chavornay belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Chavornay has roughly 5’000 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Chavornay, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bavois (3 km), Suchy (3 km), Orbe (3 km).
Chavornay at a glance: your local context
Chavornay, a municipality of roughly 5’000 residents in the canton of Vaud, has its own profile when it comes to health insurance. Chavornay lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 5’000
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1373
- Federal municipality number (BFS): 5749
Health insurance and supplementary cover around Chavornay: compare neighbouring municipalities
Living or working near Chavornay? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Bavois — 2.6 km away
- Health insurance and supplementary cover in Suchy — 3.2 km away
- Health insurance and supplementary cover in Orbe — 3.4 km away
- Health insurance and supplementary cover in Penthéréaz — 3.5 km away
- Health insurance and supplementary cover in Arnex-sur-Orbe — 4.1 km away
- Health insurance and supplementary cover in Ependes — 5.0 km away
- Health insurance and supplementary cover in Montcherand — 5.0 km away
- Health insurance and supplementary cover in Essertines-sur-Yverdon — 5.0 km away
- Health insurance and supplementary cover in Bofflens — 5.3 km away
- Health insurance and supplementary cover in Orny — 5.3 km away
Health insurance premiums 2026 in Chavornay: the real numbers
In Chavornay, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Chavornay are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Chavornay →
Basic insurance in Chavornay: choosing insurer, deductible and model
You steer your premium in Chavornay with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Chavornay starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Chavornay
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Chavornay →
How we work for Chavornay
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Chavornay this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Chavornay (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Chavornay?
In Chavornay (postal code 1373), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Chavornay have the same premiums?
Not necessarily. Chavornay and nearby municipalities such as Bavois (3 km), Suchy (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Chavornay?
No, it is for orientation in Chavornay. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Chavornay with no obligation?
Of course. The starting point is your situation in Chavornay; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.