Key points at a glance
This page is written for residents of Bournens, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Bournens, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Bournens has roughly 402 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Bournens, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Sullens (0 km), Boussens (1 km), Daillens (2 km).
Bournens at a glance: your local context
Bournens, a municipality of roughly 402 residents in the canton of Vaud, has its own profile when it comes to health insurance. Bournens lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 402
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1035
- Federal municipality number (BFS): 5472
Applying for premium subsidies around Bournens: compare neighbouring municipalities
Living or working near Bournens? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Sullens — 0.0 km away
- Applying for premium subsidies in Boussens — 1.3 km away
- Applying for premium subsidies in Daillens — 2.2 km away
- Applying for premium subsidies in Penthaz — 2.5 km away
- Applying for premium subsidies in Mex — 2.6 km away
- Applying for premium subsidies in Vufflens-la-Ville — 3.1 km away
- Applying for premium subsidies in Cheseaux-sur-Lausanne — 3.1 km away
- Applying for premium subsidies in Penthalaz — 3.2 km away
- Applying for premium subsidies in Villars-Sainte-Croix — 3.7 km away
- Applying for premium subsidies in Etagnières — 3.8 km away
Health insurance premiums 2026 in Bournens: the real numbers
The range in Bournens is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Bournens from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Bournens →
Basic insurance in Bournens: choosing insurer, deductible and model
You steer your premium in Bournens with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Bournens starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Bournens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Bournens →
How we work for Bournens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Bournens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Bournens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Bournens?
In Bournens (postal code 1035), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Bournens have the same premiums?
Not necessarily. Bournens and nearby municipalities such as Sullens (0 km), Boussens (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Bournens?
No. It explains the insurance and tax concepts for residents of Bournens (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Bournens with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bournens follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.