Key points at a glance
Living in Belmont-sur-Lausanne (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Belmont-sur-Lausanne you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Belmont-sur-Lausanne belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Belmont-sur-Lausanne has roughly 3’915 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Belmont-sur-Lausanne, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lutry (2 km), Pully (2 km), Paudex (2 km).
Belmont-sur-Lausanne at a glance: your local context
Belmont-sur-Lausanne, a municipality of roughly 3’915 residents in the canton of Vaud, has its own profile when it comes to health insurance. Belmont-sur-Lausanne lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’915
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1092
- Federal municipality number (BFS): 5581
Health insurance and supplementary cover around Belmont-sur-Lausanne: compare neighbouring municipalities
Around Belmont-sur-Lausanne, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Lutry — 1.5 km away
- Health insurance and supplementary cover in Pully — 1.9 km away
- Health insurance and supplementary cover in Paudex — 2.3 km away
- Health insurance and supplementary cover in Épalinges — 3.1 km away
- Health insurance and supplementary cover in Bourg-en-Lavaux — 3.7 km away
- Health insurance and supplementary cover in Lausanne — 4.2 km away
- Health insurance and supplementary cover in Le Mont-sur-Lausanne — 4.9 km away
- Health insurance and supplementary cover in Savigny — 5.0 km away
- Health insurance and supplementary cover in Forel — 5.9 km away
- Health insurance and supplementary cover in Prilly — 6.7 km away
Health insurance premiums 2026 in Belmont-sur-Lausanne: the real numbers
The range in Belmont-sur-Lausanne is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Belmont-sur-Lausanne are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Belmont-sur-Lausanne →
Basic insurance in Belmont-sur-Lausanne: choosing insurer, deductible and model
Three decisions drive your premium in Belmont-sur-Lausanne. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Belmont-sur-Lausanne starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Belmont-sur-Lausanne
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Belmont-sur-Lausanne →
How we work for Belmont-sur-Lausanne
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Belmont-sur-Lausanne this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Belmont-sur-Lausanne (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Belmont-sur-Lausanne?
In Belmont-sur-Lausanne (postal code 1092), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Belmont-sur-Lausanne have the same premiums?
Not necessarily. Belmont-sur-Lausanne and nearby municipalities such as Lutry (2 km), Pully (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Belmont-sur-Lausanne?
No. It explains the insurance and tax concepts for residents of Belmont-sur-Lausanne (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Belmont-sur-Lausanne with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Belmont-sur-Lausanne follow. The comparison is free, and no offer is binding.
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Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.