Key points at a glance
This page is for residents of Wassen who want to understand, compare or open a pillar 3a — Switzerland's most tax-efficient private pension. Every contribution (up to the annual maximum) reduces your taxable income, and the capital grows for retirement, buying a home or leaving the country.
In Wassen (postal code 6484), a municipality of roughly 398 residents in the canton of Uri, two decisions drive long-term success: how much you pay in (ideally the maximum) — and where. A 3a bank account (safe, low interest), a securities 3a (higher return potential) or an insurance 3a differ substantially in cost and return. Below are the essentials and a free comparison. Comparing several places to live (Gurtnellen (4 km), Göschenen (4 km), Hospental (10 km))? The 3a maximum is set federally — only your municipal tax rate changes the effective saving.
Wassen at a glance: your local context
Wassen, a municipality of roughly 398 residents in the canton of Uri, brings its own local context to "Calculating and simulating pillar 3a". For health insurance premiums, Wassen belongs to FOPH premium region 0 of the canton of Uri. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 398
- Canton: Uri
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6484
- Federal municipality number (BFS): 1220
Calculating and simulating pillar 3a around Wassen: compare neighbouring municipalities
Living or working near Wassen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Calculating and simulating pillar 3a in Gurtnellen — 4.2 km away
- Calculating and simulating pillar 3a in Göschenen — 4.3 km away
- Calculating and simulating pillar 3a in Hospental — 9.7 km away
- Calculating and simulating pillar 3a in Andermatt — 9.8 km away
- Calculating and simulating pillar 3a in Silenen — 10.9 km away
- Calculating and simulating pillar 3a in Erstfeld — 11.9 km away
- Calculating and simulating pillar 3a in Tujetsch — 13.0 km away
- Calculating and simulating pillar 3a in Realp — 14.0 km away
- Calculating and simulating pillar 3a in Schattdorf — 16.9 km away
- Calculating and simulating pillar 3a in Attinghausen — 17.4 km away
Pillar 3a in Wassen: compare and contribute wisely
With pillar 3a you save twice over: contributions up to the maximum immediately lower your tax bill, and the balance grows long term for retirement. What matters in Wassen is the size of the contribution and the choice of provider — between a safe 3a account, a return-oriented securities solution and a 3a insurance policy, the gap in cost and yield is wide.
Over 20 to 30 years, differences in fees and returns add up to five-figure amounts. So compare the type of solution (safe account vs. funds), the total costs and the flexibility (transfer, contribution rhythm). The effective tax saving depends on your marginal tax rate — that is, on your income, the canton of Uri and your municipality. On withdrawal the capital is taxed separately at a reduced rate; several 3a accounts allow staggered withdrawals.
Hallmarks of a good 3a solution
- Low total costs (management fee plus fund costs / TER).
- Equity share suited to your investment horizon until retirement.
- Flexible contributions and free transfer to another provider.
- Withdrawal planning: several accounts for staggered, tax-efficient withdrawals.
Compare pillar 3a offers for Wassen →
How we work for Wassen
For "Calculating and simulating pillar 3a" in Wassen we work in three stages: an inventory of your contracts and dates (canton of Uri); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Wassen (practical guidance, not legal advice)
Is "Calculating and simulating pillar 3a" also covered for the area around Wassen?
Yes. The neighbouring municipalities of Wassen, such as Gurtnellen (4 km), Göschenen (4 km), each have their own page on "Calculating and simulating pillar 3a" — handy when you compare several places to live in the canton of Uri or a move is coming up.
Does this page replace personal advice in Wassen?
No, it is for orientation in Wassen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Uri.
Can I compare "Calculating and simulating pillar 3a" in Wassen with no obligation?
Of course. The starting point is your situation in Wassen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.