Key points at a glance
This page is written for residents of Spiringen, in the canton of Uri, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Spiringen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Spiringen belongs to region 0 in the canton of Uri) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Spiringen has roughly 849 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Spiringen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Unterschächen (3 km), Bürglen (5 km), Schattdorf (5 km).
Spiringen at a glance: your local context
Spiringen, a municipality of roughly 849 residents in the canton of Uri, has its own profile when it comes to health insurance. For health insurance premiums, Spiringen belongs to FOPH premium region 0 of the canton of Uri. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 849
- Canton: Uri
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6464
- Federal municipality number (BFS): 1218
Health insurance and supplementary cover around Spiringen: compare neighbouring municipalities
Living or working near Spiringen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Unterschächen — 3.3 km away
- Health insurance and supplementary cover in Bürglen — 5.0 km away
- Health insurance and supplementary cover in Schattdorf — 5.1 km away
- Health insurance and supplementary cover in Altdorf — 6.8 km away
- Health insurance and supplementary cover in Attinghausen — 7.8 km away
- Health insurance and supplementary cover in Flüelen — 7.8 km away
- Health insurance and supplementary cover in Seedorf — 8.9 km away
- Health insurance and supplementary cover in Riemenstalden — 9.6 km away
- Health insurance and supplementary cover in Silenen — 10.2 km away
- Health insurance and supplementary cover in Muotathal — 11.5 km away
Health insurance premiums 2026 in Spiringen: the real numbers
The range in Spiringen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 377 to 681 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 3’656 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 377 – 681 CHF | from 266 CHF |
| Young adults (19–25) | 275 – 518 CHF | from 168 CHF |
| Children (0–18) | 27 – 153 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Spiringen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Spiringen →
Basic insurance in Spiringen: choosing insurer, deductible and model
Three decisions drive your premium in Spiringen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Spiringen starts as low as 266 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Uri: the entitlement goes surprisingly often unclaimed.
Checklist for Spiringen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Uri.
Free premium comparison for Spiringen →
How we work for Spiringen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Uri. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Spiringen this difference is measurable: 377–681 francs a month for adults, i.e. up to 3’656 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Spiringen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Spiringen?
In Spiringen (postal code 6464), the 2026 adult basic-insurance premium ranges from 377 to 681 francs a month depending on the insurer (deductible 300), from 275 francs for young adults and from 27 francs for children. For identical cover, the difference reaches up to 3’656 francs a year (FOPH premium region 0 of the canton of Uri). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Spiringen have the same premiums?
Not necessarily. Spiringen and nearby municipalities such as Unterschächen (3 km), Bürglen (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Spiringen?
No, it is for orientation in Spiringen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Uri.
Can I compare "Health insurance and supplementary cover" in Spiringen with no obligation?
Of course. The starting point is your situation in Spiringen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Spiringen is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.