Key points at a glance
This page is written for residents of Cademario, in the canton of Ticino, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Cademario, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Cademario belongs to region 1 in the canton of Ticino) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Cademario has roughly 775 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Cademario, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bioggio (1 km), Alto Malcantone (2 km), Aranno (2 km).
Cademario at a glance: your local context
Cademario, a municipality of roughly 775 residents in the canton of Ticino, has its own profile when it comes to health insurance. Cademario lies in premium region 1 of the canton of Ticino (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 775
- Canton: Ticino
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 6936
- Federal municipality number (BFS): 5161
Health insurance and supplementary cover around Cademario: compare neighbouring municipalities
Living or working near Cademario? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Bioggio — 1.2 km away
- Health insurance and supplementary cover in Alto Malcantone — 1.7 km away
- Health insurance and supplementary cover in Aranno — 2.2 km away
- Health insurance and supplementary cover in Manno — 2.2 km away
- Health insurance and supplementary cover in Agno — 2.3 km away
- Health insurance and supplementary cover in Vernate — 2.4 km away
- Health insurance and supplementary cover in Lema — 2.9 km away
- Health insurance and supplementary cover in Vezia — 3.0 km away
- Health insurance and supplementary cover in Muzzano — 3.2 km away
- Health insurance and supplementary cover in Cadempino — 3.3 km away
Health insurance premiums 2026 in Cademario: the real numbers
The range in Cademario is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 584 to 827 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’911 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 584 – 827 CHF | from 474 CHF |
| Young adults (19–25) | 426 – 639 CHF | from 307 CHF |
| Children (0–18) | 43 – 180 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Cademario from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Cademario →
Basic insurance in Cademario: choosing insurer, deductible and model
Three decisions drive your premium in Cademario. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Cademario starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Ticino — many households leave this reduction unused.
Checklist for Cademario
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Ticino.
Free premium comparison for Cademario →
How we work for Cademario
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Ticino. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Cademario this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Cademario (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cademario?
In Cademario (postal code 6936), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cademario have the same premiums?
Not necessarily. Cademario and nearby municipalities such as Bioggio (1 km), Alto Malcantone (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cademario?
No, it is for orientation in Cademario. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Ticino.
Can I compare "Health insurance and supplementary cover" in Cademario with no obligation?
Of course. The starting point is your situation in Cademario; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.