Key points at a glance
This page is written for residents of Wäldi, in the canton of Thurgau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Wäldi, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Thurgau), never on your health: for basic insurance, every insurer must accept you. Wäldi has roughly 1’059 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Wäldi, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Raperswilen (3 km), Märstetten (4 km), Ermatingen (4 km).
Wäldi at a glance: your local context
Wäldi, a municipality of roughly 1’059 residents in the canton of Thurgau, has its own profile when it comes to health insurance. Wäldi lies in premium region 0 of the canton of Thurgau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’059
- Canton: Thurgau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 8564
- Federal municipality number (BFS): 4701
Health insurance and supplementary cover around Wäldi: compare neighbouring municipalities
Around Wäldi, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Raperswilen — 2.7 km away
- Health insurance and supplementary cover in Märstetten — 3.9 km away
- Health insurance and supplementary cover in Ermatingen — 4.0 km away
- Health insurance and supplementary cover in Tägerwilen — 4.4 km away
- Health insurance and supplementary cover in Homburg — 5.0 km away
- Health insurance and supplementary cover in Salenstein — 5.1 km away
- Health insurance and supplementary cover in Gottlieben — 5.1 km away
- Health insurance and supplementary cover in Wigoltingen — 5.6 km away
- Health insurance and supplementary cover in Berlingen — 6.2 km away
- Health insurance and supplementary cover in Kemmental — 6.5 km away
Health insurance premiums 2026 in Wäldi: the real numbers
Concretely for Wäldi: the 2026 adult premium (deductible 300 CHF) is between 430 and 601 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’054 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 430 – 601 CHF | from 319 CHF |
| Young adults (19–25) | 314 – 469 CHF | from 203 CHF |
| Children (0–18) | 31 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Wäldi from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Wäldi: choosing insurer, deductible and model
You steer your premium in Wäldi with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Wäldi starts as low as 319 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Thurgau: the entitlement goes surprisingly often unclaimed.
Checklist for Wäldi
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Thurgau.
Free premium comparison for Wäldi →
How we work for Wäldi
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Thurgau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Wäldi this difference is measurable: 430–601 francs a month for adults, i.e. up to 2’054 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Wäldi (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Wäldi?
In Wäldi (postal code 8564), the 2026 adult basic-insurance premium ranges from 430 to 601 francs a month depending on the insurer (deductible 300), from 314 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’054 francs a year (FOPH premium region 0 of the canton of Thurgau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Wäldi have the same premiums?
Not necessarily. Wäldi and nearby municipalities such as Raperswilen (3 km), Märstetten (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Wäldi?
No, it is for orientation in Wäldi. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Thurgau.
Can I compare "Health insurance and supplementary cover" in Wäldi with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Wäldi follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.