Key points at a glance
This is about supplementary insurance (LCA) for Romanshorn: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Romanshorn (postal code 8590), a municipality of roughly 11’945 residents in the canton of Thurgau, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Romanshorn and a nearby municipality (Salmsach (2 km), Uttwil (3 km), Dozwil (3 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Romanshorn at a glance: your local context
Romanshorn, a municipality of roughly 11’945 residents in the canton of Thurgau, brings its own local context to "Hospital supplementary insurance (private and semi-private)". For health insurance premiums, Romanshorn belongs to FOPH premium region 0 of the canton of Thurgau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 11’945
- Canton: Thurgau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 8590
- Federal municipality number (BFS): 4436
Hospital supplementary insurance (private and semi-private) around Romanshorn: compare neighbouring municipalities
Living or working near Romanshorn? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Hospital supplementary insurance (private and semi-private) in Salmsach — 1.7 km away
- Hospital supplementary insurance (private and semi-private) in Uttwil — 2.6 km away
- Hospital supplementary insurance (private and semi-private) in Dozwil — 3.0 km away
- Hospital supplementary insurance (private and semi-private) in Hefenhofen — 4.1 km away
- Hospital supplementary insurance (private and semi-private) in Egnach — 4.1 km away
- Hospital supplementary insurance (private and semi-private) in Kesswil — 4.2 km away
- Hospital supplementary insurance (private and semi-private) in Amriswil — 4.5 km away
- Hospital supplementary insurance (private and semi-private) in Sommeri — 5.5 km away
- Hospital supplementary insurance (private and semi-private) in Muolen — 6.0 km away
- Hospital supplementary insurance (private and semi-private) in Güttingen — 6.4 km away
Supplementary insurance (LCA) in Romanshorn: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Romanshorn, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Romanshorn →
How we work for Romanshorn
For "Hospital supplementary insurance (private and semi-private)" in Romanshorn we work in three stages: an inventory of your contracts and dates (canton of Thurgau); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Romanshorn (practical guidance, not legal advice)
Is "Hospital supplementary insurance (private and semi-private)" also covered for the area around Romanshorn?
Yes. The neighbouring municipalities of Romanshorn, such as Salmsach (2 km), Uttwil (3 km), each have their own page on "Hospital supplementary insurance (private and semi-private)" — handy when you compare several places to live in the canton of Thurgau or a move is coming up.
Does this page replace personal advice in Romanshorn?
No. It explains the insurance and tax concepts for residents of Romanshorn (canton of Thurgau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Hospital supplementary insurance (private and semi-private)" in Romanshorn with no obligation?
Of course. The starting point is your situation in Romanshorn; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.