Key points at a glance
Living in Kradolf-Schönenberg (canton of Thurgau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Kradolf-Schönenberg you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Thurgau), never on your health: for basic insurance, every insurer must accept you. Kradolf-Schönenberg has roughly 3’590 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Kradolf-Schönenberg, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Sulgen (3 km), Hohentannen (3 km), Schönholzerswilen (3 km).
Kradolf-Schönenberg at a glance: your local context
Kradolf-Schönenberg, a municipality of roughly 3’590 residents in the canton of Thurgau, has its own profile when it comes to health insurance. Kradolf-Schönenberg lies in premium region 0 of the canton of Thurgau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’590
- Canton: Thurgau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 9214
- Federal municipality number (BFS): 4501
Applying for premium subsidies around Kradolf-Schönenberg: compare neighbouring municipalities
Around Kradolf-Schönenberg, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Sulgen — 3.0 km away
- Applying for premium subsidies in Hohentannen — 3.1 km away
- Applying for premium subsidies in Schönholzerswilen — 3.2 km away
- Applying for premium subsidies in Niederhelfenschwil — 3.7 km away
- Applying for premium subsidies in Bischofszell — 4.2 km away
- Applying for premium subsidies in Bürglen — 4.5 km away
- Applying for premium subsidies in Erlen — 5.3 km away
- Applying for premium subsidies in Berg — 5.7 km away
- Applying for premium subsidies in Niederbüren — 5.7 km away
- Applying for premium subsidies in Wuppenau — 6.0 km away
Health insurance premiums 2026 in Kradolf-Schönenberg: the real numbers
The range in Kradolf-Schönenberg is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 430 to 601 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’054 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 430 – 601 CHF | from 319 CHF |
| Young adults (19–25) | 314 – 469 CHF | from 203 CHF |
| Children (0–18) | 31 – 137 CHF | — |
Our comparison tool does this work for you: the 77 insurers available for Kradolf-Schönenberg are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Kradolf-Schönenberg →
Basic insurance in Kradolf-Schönenberg: choosing insurer, deductible and model
You steer your premium in Kradolf-Schönenberg with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Kradolf-Schönenberg starts as low as 319 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Thurgau — many households leave this reduction unused.
Checklist for Kradolf-Schönenberg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Thurgau.
Free premium comparison for Kradolf-Schönenberg →
How we work for Kradolf-Schönenberg
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Thurgau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Kradolf-Schönenberg this difference is measurable: 430–601 francs a month for adults, i.e. up to 2’054 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Kradolf-Schönenberg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Kradolf-Schönenberg?
In Kradolf-Schönenberg (postal code 9214), the 2026 adult basic-insurance premium ranges from 430 to 601 francs a month depending on the insurer (deductible 300), from 314 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’054 francs a year (FOPH premium region 0 of the canton of Thurgau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Kradolf-Schönenberg have the same premiums?
Not necessarily. Kradolf-Schönenberg and nearby municipalities such as Sulgen (3 km), Hohentannen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Kradolf-Schönenberg?
No, it is for orientation in Kradolf-Schönenberg. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Thurgau.
Can I compare "Applying for premium subsidies" in Kradolf-Schönenberg with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Kradolf-Schönenberg follow. The comparison is free, and no offer is binding.
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Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.