Key points at a glance
This page is written for residents of Subingen, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Subingen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Subingen has roughly 3’201 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Subingen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Horriwil (2 km), Derendingen (2 km), Oekingen (2 km).
Subingen at a glance: your local context
Subingen, a municipality of roughly 3’201 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Subingen belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’201
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4553
- Federal municipality number (BFS): 2532
Applying for premium subsidies around Subingen: compare neighbouring municipalities
Around Subingen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Horriwil — 1.6 km away
- Applying for premium subsidies in Derendingen — 2.0 km away
- Applying for premium subsidies in Oekingen — 2.0 km away
- Applying for premium subsidies in Hüniken — 2.1 km away
- Applying for premium subsidies in Deitingen — 2.2 km away
- Applying for premium subsidies in Etziken — 2.7 km away
- Applying for premium subsidies in Kriegstetten — 2.7 km away
- Applying for premium subsidies in Halten — 3.2 km away
- Applying for premium subsidies in Luterbach — 3.4 km away
- Applying for premium subsidies in Drei Höfe — 3.6 km away
Health insurance premiums 2026 in Subingen: the real numbers
Concretely for Subingen: the 2026 adult premium (deductible 300 CHF) is between 486 and 643 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 1’879 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Subingen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Subingen →
Basic insurance in Subingen: choosing insurer, deductible and model
Three decisions drive your premium in Subingen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Subingen starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Solothurn: the entitlement goes surprisingly often unclaimed.
Checklist for Subingen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Subingen →
How we work for Subingen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Subingen this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Subingen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Subingen?
In Subingen (postal code 4553), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Subingen have the same premiums?
Not necessarily. Subingen and nearby municipalities such as Horriwil (2 km), Derendingen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Subingen?
No. It explains the insurance and tax concepts for residents of Subingen (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Subingen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Subingen follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.