Key points at a glance
This page is written for residents of Starrkirch-Wil, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Starrkirch-Wil, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Starrkirch-Wil has roughly 1’714 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Starrkirch-Wil, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Olten (1 km), Dulliken (2 km), Winznau (2 km).
Starrkirch-Wil at a glance: your local context
Starrkirch-Wil, a municipality of roughly 1’714 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Starrkirch-Wil belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’714
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4656
- Federal municipality number (BFS): 2584
Applying for premium subsidies around Starrkirch-Wil: compare neighbouring municipalities
Around Starrkirch-Wil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Olten — 1.5 km away
- Applying for premium subsidies in Dulliken — 1.5 km away
- Applying for premium subsidies in Winznau — 2.0 km away
- Applying for premium subsidies in Trimbach — 2.6 km away
- Applying for premium subsidies in Obergösgen — 2.8 km away
- Applying for premium subsidies in Walterswil — 3.6 km away
- Applying for premium subsidies in Aarburg — 3.6 km away
- Applying for premium subsidies in Oftringen — 3.7 km away
- Applying for premium subsidies in Däniken — 4.3 km away
- Applying for premium subsidies in Wangen bei Olten — 4.3 km away
Health insurance premiums 2026 in Starrkirch-Wil: the real numbers
The range in Starrkirch-Wil is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 486 to 643 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’879 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
Our comparison tool does this work for you: the 82 insurers available for Starrkirch-Wil are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Starrkirch-Wil →
Basic insurance in Starrkirch-Wil: choosing insurer, deductible and model
You steer your premium in Starrkirch-Wil with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Starrkirch-Wil starts as low as 371 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Starrkirch-Wil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Starrkirch-Wil →
How we work for Starrkirch-Wil
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Solothurn. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Starrkirch-Wil this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Starrkirch-Wil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Starrkirch-Wil?
In Starrkirch-Wil (postal code 4656), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Starrkirch-Wil have the same premiums?
Not necessarily. Starrkirch-Wil and nearby municipalities such as Olten (1 km), Dulliken (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Starrkirch-Wil?
No. It explains the insurance and tax concepts for residents of Starrkirch-Wil (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Starrkirch-Wil with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Starrkirch-Wil follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.