Key points at a glance
This page is written for residents of Kleinlützel, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Kleinlützel, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Kleinlützel belongs to region 0 in the canton of Solothurn) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Kleinlützel has roughly 1’261 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Kleinlützel, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Liesberg (3 km), La Bourg (4 km), Röschenz (4 km).
Kleinlützel at a glance: your local context
Kleinlützel, a municipality of roughly 1’261 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Kleinlützel belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’261
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4245
- Federal municipality number (BFS): 2619
Health insurance and supplementary cover around Kleinlützel: compare neighbouring municipalities
Living or working near Kleinlützel? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Liesberg — 2.7 km away
- Health insurance and supplementary cover in La Bourg — 3.8 km away
- Health insurance and supplementary cover in Röschenz — 4.5 km away
- Health insurance and supplementary cover in Soyhières — 4.9 km away
- Health insurance and supplementary cover in Metzerlen-Mariastein — 5.7 km away
- Health insurance and supplementary cover in Roggenburg — 5.8 km away
- Health insurance and supplementary cover in Dittingen — 6.2 km away
- Health insurance and supplementary cover in Ederswiler — 6.4 km away
- Health insurance and supplementary cover in Laufon — 6.4 km away
- Health insurance and supplementary cover in Bärschwil — 6.5 km away
Health insurance premiums 2026 in Kleinlützel: the real numbers
The range in Kleinlützel is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 486 to 643 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’879 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Kleinlützel from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Kleinlützel →
Basic insurance in Kleinlützel: choosing insurer, deductible and model
Three decisions drive your premium in Kleinlützel. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Kleinlützel starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Kleinlützel
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Kleinlützel →
How we work for Kleinlützel
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Kleinlützel this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Kleinlützel (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Kleinlützel?
In Kleinlützel (postal code 4245), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Kleinlützel have the same premiums?
Not necessarily. Kleinlützel and nearby municipalities such as Liesberg (3 km), La Bourg (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Kleinlützel?
No, it is for orientation in Kleinlützel. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Health insurance and supplementary cover" in Kleinlützel with no obligation?
Of course. The starting point is your situation in Kleinlützel; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.