Basic health insurance and supplementary cover in Holderbank

Basic health insurance and supplementary cover in Holderbank (Soleure)
Basic health insurance and supplementary cover in Holderbank (Soleure).

Key points at a glance

This page is written for residents of Holderbank, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Holderbank, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Holderbank belongs to region 0 in the canton of Solothurn) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Holderbank has roughly 696 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Holderbank, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Langenbruck (2 km), Oberbuchsiten (3 km), Egerkingen (3 km).

Holderbank at a glance: your local context

Holderbank, a municipality of roughly 696 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Holderbank belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 696
  • Canton: Solothurn
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 4718
  • Federal municipality number (BFS): 2425

Health insurance and supplementary cover around Holderbank: compare neighbouring municipalities

Around Holderbank, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Holderbank: the real numbers

In Holderbank, an adult with a 300 CHF deductible pays between 486 and 643 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’879 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Holderbank (canton of Solothurn), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)486 – 643 CHFfrom 371 CHF
Young adults (19–25)345 – 501 CHFfrom 227 CHF
Children (0–18)32 – 148 CHF
Source: FOPH/OFSP, approved premiums 2026. 82 insurers compared.

Our comparison tool does this work for you: the 82 insurers available for Holderbank are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Holderbank →

Basic insurance in Holderbank: choosing insurer, deductible and model

You steer your premium in Holderbank with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Holderbank starts as low as 371 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.

Checklist for Holderbank

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Solothurn.

Free premium comparison for Holderbank →

How we work for Holderbank

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Holderbank this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Holderbank (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Holderbank?

In Holderbank (postal code 4718), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Holderbank have the same premiums?

Not necessarily. Holderbank and nearby municipalities such as Langenbruck (2 km), Oberbuchsiten (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Holderbank?

No. It explains the insurance and tax concepts for residents of Holderbank (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Holderbank with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Holderbank follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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