Key points at a glance
For residents of Himmelried (roughly 909 residents (postal code 4204)) (canton of Solothurn), this local guide sums up what matters for "Car insurance": aligning contracts, taxes and pension planning sensibly under Swiss law. Our approach is explanatory and neutral — it complements personal professional or tax advice but does not replace it.
The Swiss system combines cantonal responsibilities (taxes, rates, allowances) with federal law (LAMal, national rules). For Himmelried that means your real profile — housing situation, employment, family, vehicles, any cross-border matters — weighs more than the address. The nearest municipalities — Grellingen (2 km), Duggingen (3 km), Fehren (3 km) — each have their own local page as well. Below you will find the relevant reference points for a first assessment.
Himmelried at a glance: your local context
Himmelried, a municipality of roughly 909 residents in the canton of Solothurn, brings its own local context to "Car insurance". For health insurance premiums, Himmelried belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 909
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4204
- Federal municipality number (BFS): 2618
Car insurance around Himmelried: compare neighbouring municipalities
Living or working near Himmelried? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Car insurance in Grellingen — 2.4 km away
- Car insurance in Duggingen — 3.1 km away
- Car insurance in Fehren — 3.2 km away
- Car insurance in Zullwil — 3.4 km away
- Car insurance in Nunningen — 3.5 km away
- Car insurance in Meltingen — 3.7 km away
- Car insurance in Nenzlingen — 4.0 km away
- Car insurance in Brislach — 4.2 km away
- Car insurance in Pfeffingen — 4.3 km away
- Car insurance in Breitenbach — 4.3 km away
Car insurance in Himmelried: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Himmelried, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
Comparing pays off especially when you change vehicle or after claim-free years: no-claims levels, deductibles and add-ons (parking damage, gross negligence, legal protection, replacement car) vary widely. For new cars, replacement at current or new value is a key criterion.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Himmelried
Our approach for "Car insurance" in Himmelried: (1) list your contracts and deadlines in the canton of Solothurn; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Himmelried (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Himmelried?
Yes. The neighbouring municipalities of Himmelried, such as Grellingen (2 km), Duggingen (3 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Solothurn or a move is coming up.
Does this page replace personal advice in Himmelried?
No, it is for orientation in Himmelried. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Car insurance" in Himmelried with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Himmelried follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.