Key points at a glance
This page is written for residents of Günsberg, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Günsberg, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Günsberg has roughly 1’174 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Günsberg, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Kammersrohr (1 km), Balm bei Günsberg (1 km), Hubersdorf (2 km).
Günsberg at a glance: your local context
Günsberg, a municipality of roughly 1’174 residents in the canton of Solothurn, has its own profile when it comes to health insurance. Günsberg lies in premium region 0 of the canton of Solothurn (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’174
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4524
- Federal municipality number (BFS): 2547
Health insurance and supplementary cover around Günsberg: compare neighbouring municipalities
Around Günsberg, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Kammersrohr — 1.4 km away
- Health insurance and supplementary cover in Balm bei Günsberg — 1.4 km away
- Health insurance and supplementary cover in Hubersdorf — 1.8 km away
- Health insurance and supplementary cover in Flumenthal — 2.7 km away
- Health insurance and supplementary cover in Attiswil — 3.0 km away
- Health insurance and supplementary cover in Riedholz — 3.0 km away
- Health insurance and supplementary cover in Farnern — 3.6 km away
- Health insurance and supplementary cover in Luterbach — 4.2 km away
- Health insurance and supplementary cover in Feldbrunnen-Sankt Niklaus — 4.3 km away
- Health insurance and supplementary cover in Welschenrohr-Gänsbrunnen — 4.5 km away
Health insurance premiums 2026 in Günsberg: the real numbers
Concretely for Günsberg: the 2026 adult premium (deductible 300 CHF) is between 486 and 643 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 1’879 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Günsberg from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Günsberg →
Basic insurance in Günsberg: choosing insurer, deductible and model
You steer your premium in Günsberg with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Günsberg starts as low as 371 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Günsberg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Günsberg →
How we work for Günsberg
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Solothurn. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Günsberg this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Günsberg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Günsberg?
In Günsberg (postal code 4524), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Günsberg have the same premiums?
Not necessarily. Günsberg and nearby municipalities such as Kammersrohr (1 km), Balm bei Günsberg (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Günsberg?
No. It explains the insurance and tax concepts for residents of Günsberg (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Günsberg with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Günsberg follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.