Key points at a glance
This page is written for residents of Trasadingen, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Trasadingen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Trasadingen belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Trasadingen has roughly 584 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Trasadingen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Wilchingen (3 km), Hallau (4 km), Oberhallau (6 km).
Trasadingen at a glance: your local context
Trasadingen, a municipality of roughly 584 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Trasadingen belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 584
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8219
- Federal municipality number (BFS): 2973
Applying for premium subsidies around Trasadingen: compare neighbouring municipalities
Around Trasadingen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Wilchingen — 3.1 km away
- Applying for premium subsidies in Hallau — 3.8 km away
- Applying for premium subsidies in Oberhallau — 5.5 km away
- Applying for premium subsidies in Neunkirch — 5.9 km away
- Applying for premium subsidies in Gächlingen — 6.6 km away
- Applying for premium subsidies in Siblingen — 8.7 km away
- Applying for premium subsidies in Wil — 9.4 km away
- Applying for premium subsidies in Wasterkingen — 9.4 km away
- Applying for premium subsidies in Hüntwangen — 9.6 km away
- Applying for premium subsidies in Schleitheim — 9.9 km away
Health insurance premiums 2026 in Trasadingen: the real numbers
Concretely for Trasadingen: the 2026 adult premium (deductible 300 CHF) is between 434 and 611 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’128 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Trasadingen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Trasadingen →
Basic insurance in Trasadingen: choosing insurer, deductible and model
You steer your premium in Trasadingen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Trasadingen starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Trasadingen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Trasadingen →
How we work for Trasadingen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Schaffhausen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Trasadingen this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Trasadingen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Trasadingen?
In Trasadingen (postal code 8219), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Trasadingen have the same premiums?
Not necessarily. Trasadingen and nearby municipalities such as Wilchingen (3 km), Hallau (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Trasadingen?
No, it is for orientation in Trasadingen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Applying for premium subsidies" in Trasadingen with no obligation?
Of course. The starting point is your situation in Trasadingen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.