Key points at a glance
This page is written for residents of Hemishofen, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Hemishofen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Hemishofen belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hemishofen has roughly 468 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hemishofen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Wagenhausen (3 km), Ramsen (3 km), Stein am Rhein (3 km).
Hemishofen at a glance: your local context
Hemishofen, a municipality of roughly 468 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. Hemishofen lies in premium region 2 of the canton of Schaffhausen (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 468
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8261
- Federal municipality number (BFS): 2962
Applying for premium subsidies around Hemishofen: compare neighbouring municipalities
Living or working near Hemishofen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Wagenhausen — 3.2 km away
- Applying for premium subsidies in Ramsen — 3.3 km away
- Applying for premium subsidies in Stein am Rhein — 3.5 km away
- Applying for premium subsidies in Eschenz — 4.7 km away
- Applying for premium subsidies in Buch — 5.3 km away
- Applying for premium subsidies in Diessenhofen — 6.9 km away
- Applying for premium subsidies in Stammheim — 6.9 km away
- Applying for premium subsidies in Basadingen-Schlattingen — 7.2 km away
- Applying for premium subsidies in Mammern — 7.3 km away
- Applying for premium subsidies in Dörflingen — 9.3 km away
Health insurance premiums 2026 in Hemishofen: the real numbers
The range in Hemishofen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 434 to 611 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’128 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Hemishofen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Hemishofen →
Basic insurance in Hemishofen: choosing insurer, deductible and model
You steer your premium in Hemishofen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hemishofen starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Schaffhausen: the entitlement goes surprisingly often unclaimed.
Checklist for Hemishofen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Hemishofen →
How we work for Hemishofen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hemishofen this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hemishofen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hemishofen?
In Hemishofen (postal code 8261), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hemishofen have the same premiums?
Not necessarily. Hemishofen and nearby municipalities such as Wagenhausen (3 km), Ramsen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hemishofen?
No. It explains the insurance and tax concepts for residents of Hemishofen (canton of Schaffhausen). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Hemishofen with no obligation?
Of course. The starting point is your situation in Hemishofen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.