Key points at a glance
This page is written for residents of Buchberg, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Buchberg, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Buchberg belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Buchberg has roughly 866 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Buchberg, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Rüdlingen (1 km), Eglisau (2 km), Berg am Irchel (4 km).
Buchberg at a glance: your local context
Buchberg, a municipality of roughly 866 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Buchberg belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 866
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8454
- Federal municipality number (BFS): 2933
Health insurance and supplementary cover around Buchberg: compare neighbouring municipalities
Around Buchberg, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Rüdlingen — 1.3 km away
- Health insurance and supplementary cover in Eglisau — 1.9 km away
- Health insurance and supplementary cover in Berg am Irchel — 3.8 km away
- Health insurance and supplementary cover in Glattfelden — 3.8 km away
- Health insurance and supplementary cover in Rorbas — 3.9 km away
- Health insurance and supplementary cover in Flaach — 4.6 km away
- Health insurance and supplementary cover in Freienstein-Teufen — 4.6 km away
- Health insurance and supplementary cover in Rafz — 5.1 km away
- Health insurance and supplementary cover in Hochfelden — 5.3 km away
- Health insurance and supplementary cover in Hüntwangen — 5.3 km away
Health insurance premiums 2026 in Buchberg: the real numbers
The range in Buchberg is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 434 to 611 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’128 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Buchberg are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Buchberg →
Basic insurance in Buchberg: choosing insurer, deductible and model
Three decisions drive your premium in Buchberg. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Buchberg starts as low as 323 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Buchberg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Buchberg →
How we work for Buchberg
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Buchberg this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Buchberg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Buchberg?
In Buchberg (postal code 8454), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Buchberg have the same premiums?
Not necessarily. Buchberg and nearby municipalities such as Rüdlingen (1 km), Eglisau (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Buchberg?
No, it is for orientation in Buchberg. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Health insurance and supplementary cover" in Buchberg with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Buchberg follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Buchberg is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.