Key points at a glance
Living in Rebstein (canton of St. Gallen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Rebstein you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Rebstein belongs to region 1 in the canton of St. Gallen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Rebstein has roughly 4’387 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Rebstein, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Balgach (1 km), Marbach (1 km), Reute (2 km).
Rebstein at a glance: your local context
Rebstein, a municipality of roughly 4’387 residents in the canton of St. Gallen, has its own profile when it comes to health insurance. Rebstein lies in premium region 1 of the canton of St. Gallen (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’387
- Canton: St. Gallen
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 9445
- Federal municipality number (BFS): 3255
Health insurance and supplementary cover around Rebstein: compare neighbouring municipalities
Around Rebstein, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Balgach — 1.2 km away
- Health insurance and supplementary cover in Marbach — 1.5 km away
- Health insurance and supplementary cover in Reute — 2.3 km away
- Health insurance and supplementary cover in Oberegg — 3.4 km away
- Health insurance and supplementary cover in Berneck — 3.5 km away
- Health insurance and supplementary cover in Altstätten — 3.6 km away
- Health insurance and supplementary cover in Widnau — 3.8 km away
- Health insurance and supplementary cover in Au — 5.3 km away
- Health insurance and supplementary cover in Diepoldsau — 5.3 km away
- Health insurance and supplementary cover in Walzenhausen — 5.9 km away
Health insurance premiums 2026 in Rebstein: the real numbers
In Rebstein, an adult with a 300 CHF deductible pays between 480 and 666 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’235 francs a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 480 – 666 CHF | from 351 CHF |
| Young adults (19–25) | 339 – 543 CHF | from 211 CHF |
| Children (0–18) | 35 – 141 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Rebstein from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Rebstein →
Basic insurance in Rebstein: choosing insurer, deductible and model
Three decisions drive your premium in Rebstein. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Rebstein starts as low as 351 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of St. Gallen — many households leave this reduction unused.
Checklist for Rebstein
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of St. Gallen.
Free premium comparison for Rebstein →
How we work for Rebstein
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of St. Gallen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Rebstein this difference is measurable: 480–666 francs a month for adults, i.e. up to 2’235 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Rebstein (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Rebstein?
In Rebstein (postal code 9445), the 2026 adult basic-insurance premium ranges from 480 to 666 francs a month depending on the insurer (deductible 300), from 339 francs for young adults and from 35 francs for children. For identical cover, the difference reaches up to 2’235 francs a year (FOPH premium region 1 of the canton of St. Gallen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Rebstein have the same premiums?
Not necessarily. Rebstein and nearby municipalities such as Balgach (1 km), Marbach (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Rebstein?
No. It explains the insurance and tax concepts for residents of Rebstein (canton of St. Gallen). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Rebstein with no obligation?
Of course. The starting point is your situation in Rebstein; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Rebstein is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.