Key points at a glance
Living in Oberuzwil (canton of St. Gallen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Oberuzwil you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Oberuzwil belongs to region 1 in the canton of St. Gallen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Oberuzwil has roughly 6’412 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Oberuzwil, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Uzwil (2 km), Jonschwil (3 km), Oberbüren (4 km).
Oberuzwil at a glance: your local context
Oberuzwil, a municipality of roughly 6’412 residents in the canton of St. Gallen, has its own profile when it comes to health insurance. For health insurance premiums, Oberuzwil belongs to FOPH premium region 1 of the canton of St. Gallen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 6’412
- Canton: St. Gallen
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 9240
- Federal municipality number (BFS): 3407
Applying for premium subsidies around Oberuzwil: compare neighbouring municipalities
Around Oberuzwil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Uzwil — 2.4 km away
- Applying for premium subsidies in Jonschwil — 2.6 km away
- Applying for premium subsidies in Oberbüren — 3.9 km away
- Applying for premium subsidies in Zuzwil — 4.9 km away
- Applying for premium subsidies in Lütisburg — 5.0 km away
- Applying for premium subsidies in Rickenbach — 6.0 km away
- Applying for premium subsidies in Flawil — 6.2 km away
- Applying for premium subsidies in Wil — 6.9 km away
- Applying for premium subsidies in Niederbüren — 7.1 km away
- Applying for premium subsidies in Wilen — 7.2 km away
Health insurance premiums 2026 in Oberuzwil: the real numbers
Concretely for Oberuzwil: the 2026 adult premium (deductible 300 CHF) is between 480 and 666 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’235 francs of difference a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 480 – 666 CHF | from 351 CHF |
| Young adults (19–25) | 339 – 543 CHF | from 211 CHF |
| Children (0–18) | 35 – 141 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Oberuzwil from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Oberuzwil →
Basic insurance in Oberuzwil: choosing insurer, deductible and model
You steer your premium in Oberuzwil with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Oberuzwil starts as low as 351 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of St. Gallen — many households leave this reduction unused.
Checklist for Oberuzwil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of St. Gallen.
Free premium comparison for Oberuzwil →
How we work for Oberuzwil
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of St. Gallen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Oberuzwil this difference is measurable: 480–666 francs a month for adults, i.e. up to 2’235 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Oberuzwil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Oberuzwil?
In Oberuzwil (postal code 9240), the 2026 adult basic-insurance premium ranges from 480 to 666 francs a month depending on the insurer (deductible 300), from 339 francs for young adults and from 35 francs for children. For identical cover, the difference reaches up to 2’235 francs a year (FOPH premium region 1 of the canton of St. Gallen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Oberuzwil have the same premiums?
Not necessarily. Oberuzwil and nearby municipalities such as Uzwil (2 km), Jonschwil (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Oberuzwil?
No, it is for orientation in Oberuzwil. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of St. Gallen.
Can I compare "Applying for premium subsidies" in Oberuzwil with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Oberuzwil follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.