Key points at a glance
Living in Muolen (roughly 1’200 residents (postal code 9313))? This guide frames the topic of "Retraite AVS / LPP et coordination avec l’épargne" for the canton of St. Gallen: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Muolen, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Zihlschlacht-Sitterdorf (4 km), Egnach (4 km), Amriswil (4 km) — each have their own local page as well. The sections below list the key points to check.
Muolen at a glance: your local context
Muolen, a municipality of roughly 1’200 residents in the canton of St. Gallen, brings its own local context to "Retraite AVS / LPP et coordination avec l’épargne". For health insurance premiums, Muolen belongs to FOPH premium region 1 of the canton of St. Gallen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’200
- Canton: St. Gallen
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 9313
- Federal municipality number (BFS): 3202
Retraite AVS / LPP et coordination avec l’épargne around Muolen: compare neighbouring municipalities
Living or working near Muolen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Retraite AVS / LPP et coordination avec l’épargne in Zihlschlacht-Sitterdorf — 3.8 km away
- Retraite AVS / LPP et coordination avec l’épargne in Egnach — 3.8 km away
- Retraite AVS / LPP et coordination avec l’épargne in Amriswil — 3.9 km away
- Retraite AVS / LPP et coordination avec l’épargne in Häggenschwil — 4.5 km away
- Retraite AVS / LPP et coordination avec l’épargne in Salmsach — 5.3 km away
- Retraite AVS / LPP et coordination avec l’épargne in Hefenhofen — 5.4 km away
- Retraite AVS / LPP et coordination avec l’épargne in Dozwil — 5.6 km away
- Retraite AVS / LPP et coordination avec l’épargne in Romanshorn — 6.0 km away
- Retraite AVS / LPP et coordination avec l’épargne in Sommeri — 6.1 km away
- Retraite AVS / LPP et coordination avec l’épargne in Waldkirch — 6.1 km away
"Retraite AVS / LPP et coordination avec l’épargne" in Muolen: the key principles
On the topic of "Retraite AVS / LPP et coordination avec l’épargne", the same legal foundations apply in Muolen as in the rest of Switzerland — what counts is how they apply to your specific situation: housing (renting or owning), employment status, household size, vehicles and any cross-border income. Distinguish legal obligations from purely contractual options: not every cover on offer makes sense in your case.
Three steps get you there: an inventory of all contracts and dates, an analysis of gaps and overlaps, then a comparison with concrete offers. Watch the deductibles, limits and exclusions — that is where the quality of a policy is decided. For tax aspects in the canton of St. Gallen, the official cantonal documents are authoritative.
Points to check for your case
- Distinguish legal obligations from optional cover.
- Read the deductibles, benefit limits and exclusions of each policy.
- Cut double cover — it costs premium without adding value.
- Take cantonal specifics (St. Gallen) on taxes and procedures into account.
How we work for Muolen
Our approach for "Retraite AVS / LPP et coordination avec l’épargne" in Muolen: (1) list your contracts and deadlines in the canton of St. Gallen; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Muolen (practical guidance, not legal advice)
Is "Retraite AVS / LPP et coordination avec l’épargne" also covered for the area around Muolen?
Yes. The neighbouring municipalities of Muolen, such as Zihlschlacht-Sitterdorf (4 km), Egnach (4 km), each have their own page on "Retraite AVS / LPP et coordination avec l’épargne" — handy when you compare several places to live in the canton of St. Gallen or a move is coming up.
Does this page replace personal advice in Muolen?
No. It explains the insurance and tax concepts for residents of Muolen (canton of St. Gallen). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Retraite AVS / LPP et coordination avec l’épargne" in Muolen with no obligation?
Of course. The starting point is your situation in Muolen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.