Key points at a glance
Living in Lütisburg (canton of St. Gallen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Lütisburg you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of St. Gallen), never on your health: for basic insurance, every insurer must accept you. Lütisburg has roughly 1’576 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lütisburg, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Kirchberg (4 km), Jonschwil (4 km), Oberuzwil (5 km).
Lütisburg at a glance: your local context
Lütisburg, a municipality of roughly 1’576 residents in the canton of St. Gallen, has its own profile when it comes to health insurance. For health insurance premiums, Lütisburg belongs to FOPH premium region 1 of the canton of St. Gallen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’576
- Canton: St. Gallen
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 9604
- Federal municipality number (BFS): 3393
Health insurance and supplementary cover around Lütisburg: compare neighbouring municipalities
Living or working near Lütisburg? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Kirchberg — 3.6 km away
- Health insurance and supplementary cover in Jonschwil — 3.8 km away
- Health insurance and supplementary cover in Oberuzwil — 5.0 km away
- Health insurance and supplementary cover in Bütschwil-Ganterschwil — 5.1 km away
- Health insurance and supplementary cover in Oberhelfenschwil — 5.2 km away
- Health insurance and supplementary cover in Mosnang — 6.1 km away
- Health insurance and supplementary cover in Rickenbach — 6.6 km away
- Health insurance and supplementary cover in Wilen — 7.1 km away
- Health insurance and supplementary cover in Uzwil — 7.3 km away
- Health insurance and supplementary cover in Neckertal — 7.9 km away
Health insurance premiums 2026 in Lütisburg: the real numbers
The range in Lütisburg is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 480 to 666 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’235 francs a year, without giving anything up. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 480 – 666 CHF | from 351 CHF |
| Young adults (19–25) | 339 – 543 CHF | from 211 CHF |
| Children (0–18) | 35 – 141 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Lütisburg from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Lütisburg →
Basic insurance in Lütisburg: choosing insurer, deductible and model
You steer your premium in Lütisburg with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Lütisburg starts as low as 351 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of St. Gallen: the entitlement goes surprisingly often unclaimed.
Checklist for Lütisburg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of St. Gallen.
Free premium comparison for Lütisburg →
How we work for Lütisburg
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of St. Gallen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lütisburg this difference is measurable: 480–666 francs a month for adults, i.e. up to 2’235 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lütisburg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lütisburg?
In Lütisburg (postal code 9604), the 2026 adult basic-insurance premium ranges from 480 to 666 francs a month depending on the insurer (deductible 300), from 339 francs for young adults and from 35 francs for children. For identical cover, the difference reaches up to 2’235 francs a year (FOPH premium region 1 of the canton of St. Gallen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lütisburg have the same premiums?
Not necessarily. Lütisburg and nearby municipalities such as Kirchberg (4 km), Jonschwil (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lütisburg?
No, it is for orientation in Lütisburg. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of St. Gallen.
Can I compare "Health insurance and supplementary cover" in Lütisburg with no obligation?
Of course. The starting point is your situation in Lütisburg; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.