Key points at a glance
This page is written for residents of Amden, in the canton of St. Gallen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Amden, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of St. Gallen), never on your health: for basic insurance, every insurer must accept you. Amden has roughly 1’782 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Amden, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Weesen (4 km), Schänis (7 km), Glaris Nord (8 km).
Amden at a glance: your local context
Amden, a municipality of roughly 1’782 residents in the canton of St. Gallen, has its own profile when it comes to health insurance. Amden lies in premium region 1 of the canton of St. Gallen (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’782
- Canton: St. Gallen
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8875
- Federal municipality number (BFS): 3311
Applying for premium subsidies around Amden: compare neighbouring municipalities
Around Amden, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Weesen — 3.7 km away
- Applying for premium subsidies in Schänis — 7.2 km away
- Applying for premium subsidies in Glaris Nord — 8.1 km away
- Applying for premium subsidies in Quarten — 8.9 km away
- Applying for premium subsidies in Nesslau — 10.7 km away
- Applying for premium subsidies in Kaltbrunn — 11.1 km away
- Applying for premium subsidies in Wildhaus-Alt Sankt Johann — 11.4 km away
- Applying for premium subsidies in Benken — 12.0 km away
- Applying for premium subsidies in Gommiswald — 12.4 km away
- Applying for premium subsidies in Ebnat-Kappel — 12.8 km away
Health insurance premiums 2026 in Amden: the real numbers
Concretely for Amden: the 2026 adult premium (deductible 300 CHF) is between 480 and 666 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’235 francs of difference a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 480 – 666 CHF | from 351 CHF |
| Young adults (19–25) | 339 – 543 CHF | from 211 CHF |
| Children (0–18) | 35 – 141 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Amden from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Amden: choosing insurer, deductible and model
Three decisions drive your premium in Amden. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Amden starts as low as 351 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of St. Gallen — many households leave this reduction unused.
Checklist for Amden
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of St. Gallen.
Free premium comparison for Amden →
How we work for Amden
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of St. Gallen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Amden this difference is measurable: 480–666 francs a month for adults, i.e. up to 2’235 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Amden (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Amden?
In Amden (postal code 8875), the 2026 adult basic-insurance premium ranges from 480 to 666 francs a month depending on the insurer (deductible 300), from 339 francs for young adults and from 35 francs for children. For identical cover, the difference reaches up to 2’235 francs a year (FOPH premium region 1 of the canton of St. Gallen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Amden have the same premiums?
Not necessarily. Amden and nearby municipalities such as Weesen (4 km), Schänis (7 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Amden?
No, it is for orientation in Amden. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of St. Gallen.
Can I compare "Applying for premium subsidies" in Amden with no obligation?
Of course. The starting point is your situation in Amden; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.