Key points at a glance
Living in Lungern (roughly 2’119 residents (postal code 6078))? This guide frames the topic of "Car insurance" for the canton of Obwalden: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Lungern, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Giswil (5 km), Brienzwiler (6 km), Hasliberg (6 km) — each have their own local page as well. The sections below list the key points to check.
Lungern at a glance: your local context
Lungern, a municipality of roughly 2’119 residents in the canton of Obwalden, brings its own local context to "Car insurance". Lungern lies in premium region 0 of the canton of Obwalden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’119
- Canton: Obwalden
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6078
- Federal municipality number (BFS): 1405
Car insurance around Lungern: compare neighbouring municipalities
Around Lungern, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Car insurance in Giswil — 5.4 km away
- Car insurance in Brienzwiler — 5.9 km away
- Car insurance in Hasliberg — 6.5 km away
- Car insurance in Meiringen — 7.0 km away
- Car insurance in Hofstetten bei Brienz — 7.4 km away
- Car insurance in Schattenhalb — 8.1 km away
- Car insurance in Schwanden bei Brienz — 9.3 km away
- Car insurance in Brienz — 10.5 km away
- Car insurance in Sachseln — 10.8 km away
- Car insurance in Innertkirchen — 11.2 km away
Car insurance in Lungern: liability, partial and comprehensive cover
Anyone registering a car in Lungern needs third-party liability insurance (damage to others) without exception. Optional but often sensible: partial casco (theft, glass breakage, natural damage, martens) and, for newer vehicles, comprehensive casco (including self-inflicted collision). Premiums depend among other things on your driving profile, annual mileage and where you park.
Comparing pays off especially when you change vehicle or after claim-free years: no-claims levels, deductibles and add-ons (parking damage, gross negligence, legal protection, replacement car) vary widely. For new cars, replacement at current or new value is a key criterion.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Lungern
For "Car insurance" in Lungern we work in three stages: an inventory of your contracts and dates (canton of Obwalden); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Lungern (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Lungern?
Yes. The neighbouring municipalities of Lungern, such as Giswil (5 km), Brienzwiler (6 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Obwalden or a move is coming up.
Does this page replace personal advice in Lungern?
No. It explains the insurance and tax concepts for residents of Lungern (canton of Obwalden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Lungern with no obligation?
Of course. The starting point is your situation in Lungern; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Lungern is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.