Key points at a glance
This page is written for residents of Beckenried, in the canton of Nidwalden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Beckenried, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Beckenried belongs to region 0 in the canton of Nidwalden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Beckenried has roughly 3’672 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Beckenried, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Emmetten (3 km), Buochs (4 km), Gersau (5 km).
Beckenried at a glance: your local context
Beckenried, a municipality of roughly 3’672 residents in the canton of Nidwalden, has its own profile when it comes to health insurance. For health insurance premiums, Beckenried belongs to FOPH premium region 0 of the canton of Nidwalden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’672
- Canton: Nidwalden
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6375
- Federal municipality number (BFS): 1501
Applying for premium subsidies around Beckenried: compare neighbouring municipalities
Around Beckenried, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Emmetten — 3.5 km away
- Applying for premium subsidies in Buochs — 4.2 km away
- Applying for premium subsidies in Gersau — 4.7 km away
- Applying for premium subsidies in Vitznau — 4.9 km away
- Applying for premium subsidies in Ennetbürgen — 5.0 km away
- Applying for premium subsidies in Oberdorf — 7.2 km away
- Applying for premium subsidies in Dallenwil — 7.2 km away
- Applying for premium subsidies in Weggis — 7.8 km away
- Applying for premium subsidies in Stans — 8.2 km away
- Applying for premium subsidies in Seelisberg — 8.5 km away
Health insurance premiums 2026 in Beckenried: the real numbers
The range in Beckenried is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 385 to 581 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’348 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 385 – 581 CHF | from 275 CHF |
| Young adults (19–25) | 281 – 430 CHF | from 172 CHF |
| Children (0–18) | 28 – 121 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Beckenried are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Beckenried →
Basic insurance in Beckenried: choosing insurer, deductible and model
Three decisions drive your premium in Beckenried. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Beckenried starts as low as 275 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Nidwalden — many households leave this reduction unused.
Checklist for Beckenried
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Nidwalden.
Free premium comparison for Beckenried →
How we work for Beckenried
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Nidwalden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Beckenried this difference is measurable: 385–581 francs a month for adults, i.e. up to 2’348 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Beckenried (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Beckenried?
In Beckenried (postal code 6375), the 2026 adult basic-insurance premium ranges from 385 to 581 francs a month depending on the insurer (deductible 300), from 281 francs for young adults and from 28 francs for children. For identical cover, the difference reaches up to 2’348 francs a year (FOPH premium region 0 of the canton of Nidwalden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Beckenried have the same premiums?
Not necessarily. Beckenried and nearby municipalities such as Emmetten (3 km), Buochs (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Beckenried?
No. It explains the insurance and tax concepts for residents of Beckenried (canton of Nidwalden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Beckenried with no obligation?
Of course. The starting point is your situation in Beckenried; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Beckenried is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.