Key points at a glance
This is about supplementary insurance (LCA) for Le Cerneux-Péquignot: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Le Cerneux-Péquignot (postal code 2414), a municipality of roughly 311 residents in the canton of Neuchâtel, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Le Cerneux-Péquignot and a nearby municipality (La Chaux-du-Milieu (3 km), Les Ponts-de-Martel (5 km), La Brévine (6 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Le Cerneux-Péquignot at a glance: your local context
Le Cerneux-Péquignot, a municipality of roughly 311 residents in the canton of Neuchâtel, brings its own local context to "Maternity and birth (supplementary insurance)". Le Cerneux-Péquignot lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 311
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2414
- Federal municipality number (BFS): 6434
Maternity and birth (supplementary insurance) around Le Cerneux-Péquignot: compare neighbouring municipalities
Around Le Cerneux-Péquignot, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Maternity and birth (supplementary insurance) in La Chaux-du-Milieu — 2.5 km away
- Maternity and birth (supplementary insurance) in Les Ponts-de-Martel — 5.1 km away
- Maternity and birth (supplementary insurance) in La Brévine — 6.3 km away
- Maternity and birth (supplementary insurance) in Le Locle — 7.4 km away
- Maternity and birth (supplementary insurance) in Brot-Plamboz — 7.5 km away
- Maternity and birth (supplementary insurance) in La Sagne — 10.3 km away
- Maternity and birth (supplementary insurance) in Rochefort — 12.0 km away
- Maternity and birth (supplementary insurance) in Provence — 12.9 km away
- Maternity and birth (supplementary insurance) in Les Planchettes — 12.9 km away
- Maternity and birth (supplementary insurance) in Val-de-Travers — 13.9 km away
Supplementary insurance (LCA) in Le Cerneux-Péquignot: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Le Cerneux-Péquignot, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Le Cerneux-Péquignot →
How we work for Le Cerneux-Péquignot
Our approach for "Maternity and birth (supplementary insurance)" in Le Cerneux-Péquignot: (1) list your contracts and deadlines in the canton of Neuchâtel; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Le Cerneux-Péquignot (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Le Cerneux-Péquignot?
Yes. The neighbouring municipalities of Le Cerneux-Péquignot, such as La Chaux-du-Milieu (3 km), Les Ponts-de-Martel (5 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Neuchâtel or a move is coming up.
Does this page replace personal advice in Le Cerneux-Péquignot?
No. It explains the insurance and tax concepts for residents of Le Cerneux-Péquignot (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Maternity and birth (supplementary insurance)" in Le Cerneux-Péquignot with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Le Cerneux-Péquignot follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.