Key points at a glance
This page is written for residents of Ufhusen, in the canton of Lucerne, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Ufhusen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Ufhusen belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Ufhusen has roughly 902 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Ufhusen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Zell (3 km), Huttwil (4 km), Gondiswil (4 km).
Ufhusen at a glance: your local context
Ufhusen, a municipality of roughly 902 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Ufhusen lies in premium region 2 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 902
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6153
- Federal municipality number (BFS): 1145
Health insurance and supplementary cover around Ufhusen: compare neighbouring municipalities
Living or working near Ufhusen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Zell — 3.1 km away
- Health insurance and supplementary cover in Huttwil — 3.6 km away
- Health insurance and supplementary cover in Gondiswil — 3.7 km away
- Health insurance and supplementary cover in Fischbach — 4.4 km away
- Health insurance and supplementary cover in Eriswil — 5.1 km away
- Health insurance and supplementary cover in Auswil — 5.4 km away
- Health insurance and supplementary cover in Hergiswil bei Willisau — 5.8 km away
- Health insurance and supplementary cover in Grossdietwil — 6.2 km away
- Health insurance and supplementary cover in Luthern — 6.6 km away
- Health insurance and supplementary cover in Rohrbach — 6.7 km away
Health insurance premiums 2026 in Ufhusen: the real numbers
In Ufhusen, an adult with a 300 CHF deductible pays between 426 and 602 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’118 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Ufhusen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Ufhusen →
Basic insurance in Ufhusen: choosing insurer, deductible and model
Three decisions drive your premium in Ufhusen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Ufhusen starts as low as 312 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Lucerne — many households leave this reduction unused.
Checklist for Ufhusen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Ufhusen →
How we work for Ufhusen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Lucerne. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Ufhusen this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Ufhusen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ufhusen?
In Ufhusen (postal code 6153), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ufhusen have the same premiums?
Not necessarily. Ufhusen and nearby municipalities such as Zell (3 km), Huttwil (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ufhusen?
No, it is for orientation in Ufhusen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Health insurance and supplementary cover" in Ufhusen with no obligation?
Of course. The starting point is your situation in Ufhusen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.