Key points at a glance
This is about supplementary insurance (LCA) for Kriens: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Kriens (postal code 6010), a municipality of roughly 26’997 residents in the canton of Lucerne, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Kriens and a nearby municipality (Lucerne (3 km), Horw (3 km), Emmen (5 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Kriens at a glance: your local context
Kriens, a municipality of roughly 26’997 residents in the canton of Lucerne, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". For health insurance premiums, Kriens belongs to FOPH premium region 2 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 26’997
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6010
- Federal municipality number (BFS): 1059
Comparing supplementary (LCA/VVG) insurance around Kriens: compare neighbouring municipalities
Around Kriens, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Comparing supplementary (LCA/VVG) insurance in Lucerne — 2.8 km away
- Comparing supplementary (LCA/VVG) insurance in Horw — 3.1 km away
- Comparing supplementary (LCA/VVG) insurance in Emmen — 5.0 km away
- Comparing supplementary (LCA/VVG) insurance in Hergiswil — 6.1 km away
- Comparing supplementary (LCA/VVG) insurance in Rothenburg — 6.6 km away
- Comparing supplementary (LCA/VVG) insurance in Meggen — 7.3 km away
- Comparing supplementary (LCA/VVG) insurance in Ebikon — 7.3 km away
- Comparing supplementary (LCA/VVG) insurance in Malters — 7.4 km away
- Comparing supplementary (LCA/VVG) insurance in Stansstad — 7.5 km away
- Comparing supplementary (LCA/VVG) insurance in Adligenswil — 7.6 km away
Supplementary insurance (LCA) in Kriens: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Kriens — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Kriens →
How we work for Kriens
Our approach for "Comparing supplementary (LCA/VVG) insurance" in Kriens: (1) list your contracts and deadlines in the canton of Lucerne; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Kriens (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Kriens?
Yes. The neighbouring municipalities of Kriens, such as Lucerne (3 km), Horw (3 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Lucerne or a move is coming up.
Does this page replace personal advice in Kriens?
No. It explains the insurance and tax concepts for residents of Kriens (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Kriens with no obligation?
Of course. The starting point is your situation in Kriens; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.