Key points at a glance
Living in Buchrain (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Buchrain you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Buchrain belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Buchrain has roughly 6’235 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Buchrain, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Ebikon (1 km), Dierikon (2 km), Inwil (3 km).
Buchrain at a glance: your local context
Buchrain, a municipality of roughly 6’235 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Buchrain lies in premium region 2 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 6’235
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6033
- Federal municipality number (BFS): 1052
Applying for premium subsidies around Buchrain: compare neighbouring municipalities
Living or working near Buchrain? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Ebikon — 1.3 km away
- Applying for premium subsidies in Dierikon — 1.8 km away
- Applying for premium subsidies in Inwil — 3.0 km away
- Applying for premium subsidies in Adligenswil — 3.1 km away
- Applying for premium subsidies in Root — 4.0 km away
- Applying for premium subsidies in Udligenswil — 4.1 km away
- Applying for premium subsidies in Emmen — 4.1 km away
- Applying for premium subsidies in Eschenbach — 4.7 km away
- Applying for premium subsidies in Gisikon — 5.0 km away
- Applying for premium subsidies in Lucerne — 5.7 km away
Health insurance premiums 2026 in Buchrain: the real numbers
The range in Buchrain is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 426 to 602 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’118 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
Our comparison tool does this work for you: the 79 insurers available for Buchrain are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Buchrain →
Basic insurance in Buchrain: choosing insurer, deductible and model
You steer your premium in Buchrain with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Buchrain starts as low as 312 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Buchrain
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Buchrain →
How we work for Buchrain
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Buchrain this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Buchrain (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Buchrain?
In Buchrain (postal code 6033), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Buchrain have the same premiums?
Not necessarily. Buchrain and nearby municipalities such as Ebikon (1 km), Dierikon (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Buchrain?
No, it is for orientation in Buchrain. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Applying for premium subsidies" in Buchrain with no obligation?
Of course. The starting point is your situation in Buchrain; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.