Key points at a glance
Living in Soubey and thinking about pillar 3a? A smart move: tied pension 3a is the most tax-efficient way to save in Switzerland. Contributions up to the annual maximum lower your taxable income, while the capital builds up for retirement, home ownership or a permanent move abroad.
In Soubey (postal code 2887), a municipality of roughly 126 residents in the canton of Jura, two choices matter most over time: the size of your annual contribution (ideally the maximum) and the right provider — a 3a savings account, a 3a with securities (more return potential) or a 3a insurance policy. Fees and returns vary widely; the essentials and a free comparison follow below. Comparing several places to live (Les Enfers (2 km), Montfaucon (3 km), Montfavergier (3 km))? The 3a maximum is set federally — only your municipal tax rate changes the effective saving.
Soubey at a glance: your local context
Soubey, a municipality of roughly 126 residents in the canton of Jura, brings its own local context to "Calculating and simulating pillar 3a". Soubey lies in premium region 0 of the canton of Jura (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 126
- Canton: Jura
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2887
- Federal municipality number (BFS): 6759
Calculating and simulating pillar 3a around Soubey: compare neighbouring municipalities
Living or working near Soubey? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Calculating and simulating pillar 3a in Les Enfers — 2.5 km away
- Calculating and simulating pillar 3a in Montfaucon — 3.1 km away
- Calculating and simulating pillar 3a in Montfavergier — 3.3 km away
- Calculating and simulating pillar 3a in Le Bémont — 5.2 km away
- Calculating and simulating pillar 3a in Saint-Brais — 5.8 km away
- Calculating and simulating pillar 3a in Saignelégier — 7.4 km away
- Calculating and simulating pillar 3a in Muriaux — 8.0 km away
- Calculating and simulating pillar 3a in Lajoux — 8.0 km away
- Calculating and simulating pillar 3a in Saulcy — 8.3 km away
- Calculating and simulating pillar 3a in Haute-Ajoie — 8.7 km away
Pillar 3a in Soubey: compare and contribute wisely
With pillar 3a you save twice over: contributions up to the maximum immediately lower your tax bill, and the balance grows long term for retirement. What matters in Soubey is the size of the contribution and the choice of provider — between a safe 3a account, a return-oriented securities solution and a 3a insurance policy, the gap in cost and yield is wide.
Over 20 to 30 years, differences in fees and returns add up to five-figure amounts. So compare the type of solution (safe account vs. funds), the total costs and the flexibility (transfer, contribution rhythm). The effective tax saving depends on your marginal tax rate — that is, on your income, the canton of Jura and your municipality. On withdrawal the capital is taxed separately at a reduced rate; several 3a accounts allow staggered withdrawals.
Hallmarks of a good 3a solution
- Low total costs (management fee plus fund costs / TER).
- Equity share suited to your investment horizon until retirement.
- Flexible contributions and free transfer to another provider.
- Withdrawal planning: several accounts for staggered, tax-efficient withdrawals.
Compare pillar 3a offers for Soubey →
How we work for Soubey
For "Calculating and simulating pillar 3a" in Soubey we work in three stages: an inventory of your contracts and dates (canton of Jura); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Soubey (practical guidance, not legal advice)
Is "Calculating and simulating pillar 3a" also covered for the area around Soubey?
Yes. The neighbouring municipalities of Soubey, such as Les Enfers (2 km), Montfaucon (3 km), each have their own page on "Calculating and simulating pillar 3a" — handy when you compare several places to live in the canton of Jura or a move is coming up.
Does this page replace personal advice in Soubey?
No, it is for orientation in Soubey. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Jura.
Can I compare "Calculating and simulating pillar 3a" in Soubey with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Soubey follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.