Key points at a glance
This page is written for residents of Lajoux, in the canton of Jura, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Lajoux, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Jura), never on your health: for basic insurance, every insurer must accept you. Lajoux has roughly 720 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lajoux, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Saulcy (2 km), Saint-Brais (3 km), Les Genevez (3 km).
Lajoux at a glance: your local context
Lajoux, a municipality of roughly 720 residents in the canton of Jura, has its own profile when it comes to health insurance. Lajoux lies in premium region 0 of the canton of Jura (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 720
- Canton: Jura
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2718
- Federal municipality number (BFS): 6750
Health insurance and supplementary cover around Lajoux: compare neighbouring municipalities
Around Lajoux, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Saulcy — 2.4 km away
- Health insurance and supplementary cover in Saint-Brais — 2.7 km away
- Health insurance and supplementary cover in Les Genevez — 3.4 km away
- Health insurance and supplementary cover in Rebévelier — 4.4 km away
- Health insurance and supplementary cover in Montfavergier — 5.7 km away
- Health insurance and supplementary cover in Petit-Val — 6.0 km away
- Health insurance and supplementary cover in Montfaucon — 6.6 km away
- Health insurance and supplementary cover in Saicourt — 6.6 km away
- Health insurance and supplementary cover in Les Enfers — 6.9 km away
- Health insurance and supplementary cover in Tramelan — 6.9 km away
Health insurance premiums 2026 in Lajoux: the real numbers
The range in Lajoux is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 543 to 763 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’633 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 543 – 763 CHF | from 433 CHF |
| Young adults (19–25) | 385 – 605 CHF | from 261 CHF |
| Children (0–18) | 38 – 181 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for Lajoux are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Lajoux: choosing insurer, deductible and model
You steer your premium in Lajoux with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Lajoux starts as low as 433 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Jura: the entitlement goes surprisingly often unclaimed.
Checklist for Lajoux
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Jura.
Free premium comparison for Lajoux →
How we work for Lajoux
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Jura. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lajoux this difference is measurable: 543–763 francs a month for adults, i.e. up to 2’633 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lajoux (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lajoux?
In Lajoux (postal code 2718), the 2026 adult basic-insurance premium ranges from 543 to 763 francs a month depending on the insurer (deductible 300), from 385 francs for young adults and from 38 francs for children. For identical cover, the difference reaches up to 2’633 francs a year (FOPH premium region 0 of the canton of Jura). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lajoux have the same premiums?
Not necessarily. Lajoux and nearby municipalities such as Saulcy (2 km), Saint-Brais (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lajoux?
No, it is for orientation in Lajoux. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Jura.
Can I compare "Health insurance and supplementary cover" in Lajoux with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lajoux follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.