Premium subsidies and reductions in La Baroche

Premium subsidies and reductions in La Baroche (Jura)
Premium subsidies and reductions in La Baroche (Jura).

Key points at a glance

This page is written for residents of La Baroche, in the canton of Jura, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in La Baroche, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Jura), never on your health: for basic insurance, every insurer must accept you. La Baroche has roughly 1’162 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for La Baroche, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Cornol (2 km), Alle (3 km), Courgenay (3 km).

La Baroche at a glance: your local context

La Baroche, a municipality of roughly 1’162 residents in the canton of Jura, has its own profile when it comes to health insurance. La Baroche lies in premium region 0 of the canton of Jura (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 1’162
  • Canton: Jura
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 2946
  • Federal municipality number (BFS): 6810

Applying for premium subsidies around La Baroche: compare neighbouring municipalities

Living or working near La Baroche? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in La Baroche: the real numbers

In La Baroche, an adult with a 300 CHF deductible pays between 543 and 763 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’633 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — La Baroche (canton of Jura), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)543 – 763 CHFfrom 433 CHF
Young adults (19–25)385 – 605 CHFfrom 261 CHF
Children (0–18)38 – 181 CHF
Source: FOPH/OFSP, approved premiums 2026. 68 insurers compared.

That is exactly what our comparison does: it ranks the 68 insurers active in La Baroche from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for La Baroche →

Basic insurance in La Baroche: choosing insurer, deductible and model

You steer your premium in La Baroche with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in La Baroche starts as low as 433 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Jura: the entitlement goes surprisingly often unclaimed.

Checklist for La Baroche

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Jura.

Free premium comparison for La Baroche →

How we work for La Baroche

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Jura. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In La Baroche this difference is measurable: 543–763 francs a month for adults, i.e. up to 2’633 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in La Baroche (practical guidance, not legal advice)

How much is the 2026 health insurance premium in La Baroche?

In La Baroche (postal code 2946), the 2026 adult basic-insurance premium ranges from 543 to 763 francs a month depending on the insurer (deductible 300), from 385 francs for young adults and from 38 francs for children. For identical cover, the difference reaches up to 2’633 francs a year (FOPH premium region 0 of the canton of Jura). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of La Baroche have the same premiums?

Not necessarily. La Baroche and nearby municipalities such as Cornol (2 km), Alle (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in La Baroche?

No. It explains the insurance and tax concepts for residents of La Baroche (canton of Jura). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Applying for premium subsidies" in La Baroche with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for La Baroche follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

Compare my insurance in La Baroche

Other insurance in La Baroche