Key points at a glance
This page is for residents of Grandfontaine who want to understand, compare or open a pillar 3a — Switzerland's most tax-efficient private pension. Every contribution (up to the annual maximum) reduces your taxable income, and the capital grows for retirement, buying a home or leaving the country.
In Grandfontaine (postal code 2908), a municipality of roughly 395 residents in the canton of Jura, two choices matter most over time: the size of your annual contribution (ideally the maximum) and the right provider — a 3a savings account, a 3a with securities (more return potential) or a 3a insurance policy. Fees and returns vary widely; the essentials and a free comparison follow below. Comparing several places to live (Rocourt (2 km), Fahy (4 km), Haute-Ajoie (5 km))? The 3a maximum is set federally — only your municipal tax rate changes the effective saving.
Grandfontaine at a glance: your local context
Grandfontaine, a municipality of roughly 395 residents in the canton of Jura, brings its own local context to "Private pension (pillar 3a / 3b) and planning". For health insurance premiums, Grandfontaine belongs to FOPH premium region 0 of the canton of Jura. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 395
- Canton: Jura
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2908
- Federal municipality number (BFS): 6792
Private pension (pillar 3a / 3b) and planning around Grandfontaine: compare neighbouring municipalities
Living or working near Grandfontaine? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Private pension (pillar 3a / 3b) and planning in Rocourt — 1.8 km away
- Private pension (pillar 3a / 3b) and planning in Fahy — 3.9 km away
- Private pension (pillar 3a / 3b) and planning in Haute-Ajoie — 5.0 km away
- Private pension (pillar 3a / 3b) and planning in Bure — 7.8 km away
- Private pension (pillar 3a / 3b) and planning in Courtedoux — 7.8 km away
- Private pension (pillar 3a / 3b) and planning in Courchavon — 10.4 km away
- Private pension (pillar 3a / 3b) and planning in Basse-Allaine — 10.6 km away
- Private pension (pillar 3a / 3b) and planning in Fontenais — 11.4 km away
- Private pension (pillar 3a / 3b) and planning in Soubey — 11.5 km away
- Private pension (pillar 3a / 3b) and planning in Porrentruy — 11.9 km away
Pillar 3a in Grandfontaine: compare and contribute wisely
With pillar 3a you save twice over: contributions up to the maximum immediately lower your tax bill, and the balance grows long term for retirement. What matters in Grandfontaine is the size of the contribution and the choice of provider — between a safe 3a account, a return-oriented securities solution and a 3a insurance policy, the gap in cost and yield is wide.
Over 20–30 years, costs and returns decide tens of thousands of francs. So check the solution type (account or securities), the fees and the flexibility (transferability, free contributions). How much tax you save is set by your marginal rate — depending on income, the canton of Jura and your municipality. Withdrawals attract a reduced special rate; running several 3a accounts lets you stagger withdrawals and optimise further.
Hallmarks of a good 3a solution
- Low total costs (management fee plus fund costs / TER).
- Equity share suited to your investment horizon until retirement.
- Flexible contributions and free transfer to another provider.
- Withdrawal planning: several accounts for staggered, tax-efficient withdrawals.
Compare pillar 3a offers for Grandfontaine →
How we work for Grandfontaine
For "Private pension (pillar 3a / 3b) and planning" in Grandfontaine we work in three stages: an inventory of your contracts and dates (canton of Jura); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Grandfontaine (practical guidance, not legal advice)
Is "Private pension (pillar 3a / 3b) and planning" also covered for the area around Grandfontaine?
Yes. The neighbouring municipalities of Grandfontaine, such as Rocourt (2 km), Fahy (4 km), each have their own page on "Private pension (pillar 3a / 3b) and planning" — handy when you compare several places to live in the canton of Jura or a move is coming up.
Does this page replace personal advice in Grandfontaine?
No, it is for orientation in Grandfontaine. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Jura.
Can I compare "Private pension (pillar 3a / 3b) and planning" in Grandfontaine with no obligation?
Of course. The starting point is your situation in Grandfontaine; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.