Key points at a glance
Living in Bonfol and thinking about pillar 3a? A smart move: tied pension 3a is the most tax-efficient way to save in Switzerland. Contributions up to the annual maximum lower your taxable income, while the capital builds up for retirement, home ownership or a permanent move abroad.
In Bonfol (postal code 2944), a municipality of roughly 666 residents in the canton of Jura, two decisions drive long-term success: how much you pay in (ideally the maximum) — and where. A 3a bank account (safe, low interest), a securities 3a (higher return potential) or an insurance 3a differ substantially in cost and return. Below are the essentials and a free comparison. Comparing several places to live (Basse-Vendline (1 km), Beurnevésin (2 km), Vendlincourt (3 km))? The 3a maximum is set federally — only your municipal tax rate changes the effective saving.
Bonfol at a glance: your local context
Bonfol, a municipality of roughly 666 residents in the canton of Jura, brings its own local context to "Private pension (pillar 3a / 3b) and planning". For health insurance premiums, Bonfol belongs to FOPH premium region 0 of the canton of Jura. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 666
- Canton: Jura
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2944
- Federal municipality number (BFS): 6775
Private pension (pillar 3a / 3b) and planning around Bonfol: compare neighbouring municipalities
Around Bonfol, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Private pension (pillar 3a / 3b) and planning in Basse-Vendline — 1.4 km away
- Private pension (pillar 3a / 3b) and planning in Beurnevésin — 1.6 km away
- Private pension (pillar 3a / 3b) and planning in Vendlincourt — 3.0 km away
- Private pension (pillar 3a / 3b) and planning in Damphreux-Lugnez — 4.1 km away
- Private pension (pillar 3a / 3b) and planning in Coeuve — 4.8 km away
- Private pension (pillar 3a / 3b) and planning in Alle — 5.9 km away
- Private pension (pillar 3a / 3b) and planning in La Baroche — 6.8 km away
- Private pension (pillar 3a / 3b) and planning in Porrentruy — 8.4 km away
- Private pension (pillar 3a / 3b) and planning in Cornol — 8.6 km away
- Private pension (pillar 3a / 3b) and planning in Courgenay — 8.6 km away
Pillar 3a in Bonfol: compare and contribute wisely
Pillar 3a is private, tax-advantaged pension saving: every franc paid in (up to the annual maximum) is deducted from your taxable income, and the capital stays invested until retirement. In Bonfol, two decisions count: how much you pay in — and with whom? A bank account, a securities solution or an insurance policy differ sharply in fees and returns.
Over 20 to 30 years, differences in fees and returns add up to five-figure amounts. So compare the type of solution (safe account vs. funds), the total costs and the flexibility (transfer, contribution rhythm). The effective tax saving depends on your marginal tax rate — that is, on your income, the canton of Jura and your municipality. On withdrawal the capital is taxed separately at a reduced rate; several 3a accounts allow staggered withdrawals.
Hallmarks of a good 3a solution
- Low total costs (management fee plus fund costs / TER).
- Equity share suited to your investment horizon until retirement.
- Flexible contributions and free transfer to another provider.
- Withdrawal planning: several accounts for staggered, tax-efficient withdrawals.
Compare pillar 3a offers for Bonfol →
How we work for Bonfol
Our approach for "Private pension (pillar 3a / 3b) and planning" in Bonfol: (1) list your contracts and deadlines in the canton of Jura; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Bonfol (practical guidance, not legal advice)
Is "Private pension (pillar 3a / 3b) and planning" also covered for the area around Bonfol?
Yes. The neighbouring municipalities of Bonfol, such as Basse-Vendline (1 km), Beurnevésin (2 km), each have their own page on "Private pension (pillar 3a / 3b) and planning" — handy when you compare several places to live in the canton of Jura or a move is coming up.
Does this page replace personal advice in Bonfol?
No, it is for orientation in Bonfol. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Jura.
Can I compare "Private pension (pillar 3a / 3b) and planning" in Bonfol with no obligation?
Of course. The starting point is your situation in Bonfol; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Bonfol is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.