Key points at a glance
This page is written for residents of Valsot, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Valsot, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Valsot belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Valsot has roughly 854 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Valsot, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Scuol (8 km), Samnaun (13 km), Val Müstair (26 km).
Valsot at a glance: your local context
Valsot, a municipality of roughly 854 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Valsot lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 854
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7556
- Federal municipality number (BFS): 3764
Health insurance and supplementary cover around Valsot: compare neighbouring municipalities
Around Valsot, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Scuol — 7.6 km away
- Health insurance and supplementary cover in Samnaun — 13.3 km away
- Health insurance and supplementary cover in Val Müstair — 26.1 km away
- Health insurance and supplementary cover in Zernez — 26.2 km away
- Health insurance and supplementary cover in Klosters — 38.4 km away
- Health insurance and supplementary cover in S-chanf — 38.9 km away
- Health insurance and supplementary cover in Zuoz — 41.3 km away
- Health insurance and supplementary cover in Davos — 41.4 km away
- Health insurance and supplementary cover in Madulain — 44.2 km away
- Health insurance and supplementary cover in Conters im Prättigau — 46.2 km away
Health insurance premiums 2026 in Valsot: the real numbers
The range in Valsot is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Valsot from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Valsot: choosing insurer, deductible and model
You steer your premium in Valsot with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Valsot starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Valsot
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Valsot →
How we work for Valsot
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Valsot this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Valsot (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Valsot?
In Valsot (postal code 7556), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Valsot have the same premiums?
Not necessarily. Valsot and nearby municipalities such as Scuol (8 km), Samnaun (13 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Valsot?
No, it is for orientation in Valsot. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Valsot with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Valsot follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.