Key points at a glance
This information page is aimed at people living in Surses (roughly 2’356 residents (postal code 7452)), in the canton of Graubünden, who want to organise their insurance, tax matters and cover in line with Swiss law. Assur-IA supports households and the self-employed with a clear treatment of "Assurance voyage, annulation et protection à l’étranger" — premiums, deductibles, deductions and responsibilities — without replacing individual tax or legal advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Surses, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Albula/Alvra (8 km), Lantsch/Lenz (10 km), Bergün Filisur (11 km) — each have their own local page as well. The sections below list the key points to check.
Surses at a glance: your local context
Surses, a municipality of roughly 2’356 residents in the canton of Graubünden, brings its own local context to "Assurance voyage, annulation et protection à l’étranger". Surses lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’356
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7452
- Federal municipality number (BFS): 3543
Assurance voyage, annulation et protection à l’étranger around Surses: compare neighbouring municipalities
Around Surses, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Assurance voyage, annulation et protection à l’étranger in Albula/Alvra — 7.8 km away
- Assurance voyage, annulation et protection à l’étranger in Lantsch/Lenz — 9.8 km away
- Assurance voyage, annulation et protection à l’étranger in Bergün Filisur — 10.8 km away
- Assurance voyage, annulation et protection à l’étranger in Schmitten — 11.4 km away
- Assurance voyage, annulation et protection à l’étranger in Andeer — 13.3 km away
- Assurance voyage, annulation et protection à l’étranger in Zillis-Reischen — 13.3 km away
- Assurance voyage, annulation et protection à l’étranger in Muntogna da Schons — 13.5 km away
- Assurance voyage, annulation et protection à l’étranger in Vaz/Obervaz — 13.7 km away
- Assurance voyage, annulation et protection à l’étranger in Ferrera — 13.8 km away
- Assurance voyage, annulation et protection à l’étranger in Rongellen — 14.8 km away
"Assurance voyage, annulation et protection à l’étranger" in Surses: the key principles
On the topic of "Assurance voyage, annulation et protection à l’étranger", the same legal foundations apply in Surses as in the rest of Switzerland — what counts is how they apply to your specific situation: housing (renting or owning), employment status, household size, vehicles and any cross-border income. Distinguish legal obligations from purely contractual options: not every cover on offer makes sense in your case.
A tried-and-tested approach: first take stock of your existing policies and deadlines, then identify cover gaps and double insurance, and finally compare offers with concrete figures. Deductibles, benefit ceilings and exclusions decide more in a real claim than the premium difference. For tax questions in the canton of Graubünden, the cantonal forms and information sheets are the binding reference.
Points to check for your case
- Distinguish legal obligations from optional cover.
- Read the deductibles, benefit limits and exclusions of each policy.
- Cut double cover — it costs premium without adding value.
- Take cantonal specifics (Graubünden) on taxes and procedures into account.
How we work for Surses
Our approach for "Assurance voyage, annulation et protection à l’étranger" in Surses: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Surses (practical guidance, not legal advice)
Is "Assurance voyage, annulation et protection à l’étranger" also covered for the area around Surses?
Yes. The neighbouring municipalities of Surses, such as Albula/Alvra (8 km), Lantsch/Lenz (10 km), each have their own page on "Assurance voyage, annulation et protection à l’étranger" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Surses?
No, it is for orientation in Surses. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Assurance voyage, annulation et protection à l’étranger" in Surses with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Surses follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.