Key points at a glance
Living in Sufers (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Sufers you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Sufers belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Sufers has roughly 144 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Sufers, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Ferrera (6 km), Andeer (6 km), Muntogna da Schons (8 km).
Sufers at a glance: your local context
Sufers, a municipality of roughly 144 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Sufers lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 144
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7434
- Federal municipality number (BFS): 3695
Applying for premium subsidies around Sufers: compare neighbouring municipalities
Living or working near Sufers? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Ferrera — 5.6 km away
- Applying for premium subsidies in Andeer — 5.9 km away
- Applying for premium subsidies in Muntogna da Schons — 8.1 km away
- Applying for premium subsidies in Zillis-Reischen — 8.6 km away
- Applying for premium subsidies in Tschappina — 12.6 km away
- Applying for premium subsidies in Rongellen — 12.8 km away
- Applying for premium subsidies in Safiental — 13.1 km away
- Applying for premium subsidies in Urmein — 13.1 km away
- Applying for premium subsidies in Rheinwald — 13.4 km away
- Applying for premium subsidies in Thusis — 14.1 km away
Health insurance premiums 2026 in Sufers: the real numbers
Concretely for Sufers: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Sufers are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Sufers: choosing insurer, deductible and model
You steer your premium in Sufers with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Sufers starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Sufers
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Sufers →
How we work for Sufers
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Sufers this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Sufers (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Sufers?
In Sufers (postal code 7434), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Sufers have the same premiums?
Not necessarily. Sufers and nearby municipalities such as Ferrera (6 km), Andeer (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Sufers?
No, it is for orientation in Sufers. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in Sufers with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Sufers follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.