Key points at a glance
This page explains to residents of Madulain how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Madulain (postal code 7523), a municipality of roughly 196 residents in the canton of Graubünden, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Madulain and a nearby municipality (La Punt Chamues-ch (2 km), Zuoz (3 km), Bever (5 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Madulain at a glance: your local context
Madulain, a municipality of roughly 196 residents in the canton of Graubünden, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". Madulain lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 196
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7523
- Federal municipality number (BFS): 3783
Comparing supplementary (LCA/VVG) insurance around Madulain: compare neighbouring municipalities
Living or working near Madulain? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Comparing supplementary (LCA/VVG) insurance in La Punt Chamues-ch — 2.2 km away
- Comparing supplementary (LCA/VVG) insurance in Zuoz — 2.9 km away
- Comparing supplementary (LCA/VVG) insurance in Bever — 5.3 km away
- Comparing supplementary (LCA/VVG) insurance in S-chanf — 5.3 km away
- Comparing supplementary (LCA/VVG) insurance in Samedan — 7.2 km away
- Comparing supplementary (LCA/VVG) insurance in Pontresina — 9.6 km away
- Comparing supplementary (LCA/VVG) insurance in Celerina/Schlarigna — 9.7 km away
- Comparing supplementary (LCA/VVG) insurance in Saint-Moritz — 12.0 km away
- Comparing supplementary (LCA/VVG) insurance in Silvaplana — 16.5 km away
- Comparing supplementary (LCA/VVG) insurance in Bergün Filisur — 18.1 km away
Supplementary insurance (LCA) in Madulain: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Madulain — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Madulain →
How we work for Madulain
For "Comparing supplementary (LCA/VVG) insurance" in Madulain we work in three stages: an inventory of your contracts and dates (canton of Graubünden); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Madulain (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Madulain?
Yes. The neighbouring municipalities of Madulain, such as La Punt Chamues-ch (2 km), Zuoz (3 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Madulain?
No. It explains the insurance and tax concepts for residents of Madulain (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Madulain with no obligation?
Of course. The starting point is your situation in Madulain; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.