Key points at a glance
Living in Lostallo (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Lostallo you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Lostallo has roughly 792 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lostallo, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Santa Maria in Calanca (5 km), Cama (5 km), Calanca (5 km).
Lostallo at a glance: your local context
Lostallo, a municipality of roughly 792 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Lostallo belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 792
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6558
- Federal municipality number (BFS): 3821
Applying for premium subsidies around Lostallo: compare neighbouring municipalities
Around Lostallo, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Santa Maria in Calanca — 4.5 km away
- Applying for premium subsidies in Cama — 4.8 km away
- Applying for premium subsidies in Calanca — 5.1 km away
- Applying for premium subsidies in Soazza — 6.1 km away
- Applying for premium subsidies in Grono — 6.3 km away
- Applying for premium subsidies in Buseno — 6.6 km away
- Applying for premium subsidies in Castaneda — 6.8 km away
- Applying for premium subsidies in Roveredo — 8.5 km away
- Applying for premium subsidies in San Vittore — 9.1 km away
- Applying for premium subsidies in Rossa — 9.3 km away
Health insurance premiums 2026 in Lostallo: the real numbers
The range in Lostallo is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Lostallo are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Lostallo →
Basic insurance in Lostallo: choosing insurer, deductible and model
Three decisions drive your premium in Lostallo. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lostallo starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Lostallo
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Lostallo →
How we work for Lostallo
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Lostallo this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Lostallo (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lostallo?
In Lostallo (postal code 6558), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lostallo have the same premiums?
Not necessarily. Lostallo and nearby municipalities such as Santa Maria in Calanca (5 km), Cama (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lostallo?
No. It explains the insurance and tax concepts for residents of Lostallo (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Lostallo with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lostallo follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Lostallo is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.