Key points at a glance
Living in La Punt Chamues-ch (roughly 686 residents (postal code 7522))? This guide frames the topic of "Car insurance" for the canton of Graubünden: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In La Punt Chamues-ch, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Madulain (2 km), Bever (3 km), Samedan (5 km) — each have their own local page as well. The sections below list the key points to check.
La Punt Chamues-ch at a glance: your local context
La Punt Chamues-ch, a municipality of roughly 686 residents in the canton of Graubünden, brings its own local context to "Car insurance". For health insurance premiums, La Punt Chamues-ch belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 686
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7522
- Federal municipality number (BFS): 3785
Car insurance around La Punt Chamues-ch: compare neighbouring municipalities
Around La Punt Chamues-ch, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Car insurance in Madulain — 2.2 km away
- Car insurance in Bever — 3.2 km away
- Car insurance in Samedan — 5.0 km away
- Car insurance in Zuoz — 5.2 km away
- Car insurance in Celerina/Schlarigna — 7.5 km away
- Car insurance in Pontresina — 7.5 km away
- Car insurance in S-chanf — 7.6 km away
- Car insurance in Saint-Moritz — 9.8 km away
- Car insurance in Silvaplana — 14.2 km away
- Car insurance in Bergün Filisur — 17.8 km away
Car insurance in La Punt Chamues-ch: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In La Punt Chamues-ch, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
When comparing, look beyond the premium: deductibles, bonus protection, cover for gross negligence, parking damage and new-value compensation make the difference when a claim arises. Switching provider is usually possible at contract end — and often earlier if the premium rises.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for La Punt Chamues-ch
Our approach for "Car insurance" in La Punt Chamues-ch: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in La Punt Chamues-ch (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around La Punt Chamues-ch?
Yes. The neighbouring municipalities of La Punt Chamues-ch, such as Madulain (2 km), Bever (3 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in La Punt Chamues-ch?
No, it is for orientation in La Punt Chamues-ch. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Car insurance" in La Punt Chamues-ch with no obligation?
Of course. The starting point is your situation in La Punt Chamues-ch; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.