Key points at a glance
This is about supplementary insurance (LCA) for Fläsch: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Fläsch (postal code 7306), a municipality of roughly 799 residents in the canton of Graubünden, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Fläsch and a nearby municipality (Maienfeld (4 km), Jenins (5 km), Bad Ragaz (5 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Fläsch at a glance: your local context
Fläsch, a municipality of roughly 799 residents in the canton of Graubünden, brings its own local context to "Maternity and birth (supplementary insurance)". For health insurance premiums, Fläsch belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 799
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7306
- Federal municipality number (BFS): 3951
Maternity and birth (supplementary insurance) around Fläsch: compare neighbouring municipalities
Living or working near Fläsch? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Maternity and birth (supplementary insurance) in Maienfeld — 3.6 km away
- Maternity and birth (supplementary insurance) in Jenins — 4.6 km away
- Maternity and birth (supplementary insurance) in Bad Ragaz — 5.1 km away
- Maternity and birth (supplementary insurance) in Wartau — 6.1 km away
- Maternity and birth (supplementary insurance) in Pfäfers — 6.8 km away
- Maternity and birth (supplementary insurance) in Vilters-Wangs — 6.8 km away
- Maternity and birth (supplementary insurance) in Sargans — 7.1 km away
- Maternity and birth (supplementary insurance) in Malans — 7.2 km away
- Maternity and birth (supplementary insurance) in Mels — 8.9 km away
- Maternity and birth (supplementary insurance) in Seewis im Prättigau — 9.6 km away
Supplementary insurance (LCA) in Fläsch: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Fläsch, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Fläsch →
How we work for Fläsch
Our approach for "Maternity and birth (supplementary insurance)" in Fläsch: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Fläsch (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Fläsch?
Yes. The neighbouring municipalities of Fläsch, such as Maienfeld (4 km), Jenins (5 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Fläsch?
No. It explains the insurance and tax concepts for residents of Fläsch (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Maternity and birth (supplementary insurance)" in Fläsch with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Fläsch follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Fläsch is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.