Key points at a glance
This is about supplementary insurance (LCA) for Falera: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Falera (postal code 7153), a municipality of roughly 615 residents in the canton of Graubünden, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Falera and a nearby municipality (Laax (3 km), Schluein (5 km), Sagogn (5 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Falera at a glance: your local context
Falera, a municipality of roughly 615 residents in the canton of Graubünden, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". For health insurance premiums, Falera belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 615
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7153
- Federal municipality number (BFS): 3572
Comparing supplementary (LCA/VVG) insurance around Falera: compare neighbouring municipalities
Living or working near Falera? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Comparing supplementary (LCA/VVG) insurance in Laax — 2.5 km away
- Comparing supplementary (LCA/VVG) insurance in Schluein — 5.3 km away
- Comparing supplementary (LCA/VVG) insurance in Sagogn — 5.3 km away
- Comparing supplementary (LCA/VVG) insurance in Flims — 5.7 km away
- Comparing supplementary (LCA/VVG) insurance in Ilanz/Glion — 5.8 km away
- Comparing supplementary (LCA/VVG) insurance in Trin — 10.0 km away
- Comparing supplementary (LCA/VVG) insurance in Mundaun — 10.3 km away
- Comparing supplementary (LCA/VVG) insurance in Obersaxen Mundaun — 12.2 km away
- Comparing supplementary (LCA/VVG) insurance in Lumnezia — 12.5 km away
- Comparing supplementary (LCA/VVG) insurance in Breil/Brigels — 13.9 km away
Supplementary insurance (LCA) in Falera: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Falera — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Falera →
How we work for Falera
Our approach for "Comparing supplementary (LCA/VVG) insurance" in Falera: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Falera (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Falera?
Yes. The neighbouring municipalities of Falera, such as Laax (3 km), Schluein (5 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Falera?
No, it is for orientation in Falera. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Falera with no obligation?
Of course. The starting point is your situation in Falera; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.