Key points at a glance
Living in Cama (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Cama you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Cama has roughly 560 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Cama, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Santa Maria in Calanca (4 km), Grono (5 km), Lostallo (5 km).
Cama at a glance: your local context
Cama, a municipality of roughly 560 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Cama belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 560
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6557
- Federal municipality number (BFS): 3831
Applying for premium subsidies around Cama: compare neighbouring municipalities
Around Cama, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Santa Maria in Calanca — 4.5 km away
- Applying for premium subsidies in Grono — 4.8 km away
- Applying for premium subsidies in Lostallo — 4.8 km away
- Applying for premium subsidies in Castaneda — 5.8 km away
- Applying for premium subsidies in Roveredo — 6.9 km away
- Applying for premium subsidies in Buseno — 7.9 km away
- Applying for premium subsidies in San Vittore — 8.2 km away
- Applying for premium subsidies in Calanca — 8.3 km away
- Applying for premium subsidies in Soazza — 10.0 km away
- Applying for premium subsidies in Lumino — 11.0 km away
Health insurance premiums 2026 in Cama: the real numbers
Concretely for Cama: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Cama are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Cama: choosing insurer, deductible and model
You steer your premium in Cama with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Cama starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Cama
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Cama →
How we work for Cama
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cama this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cama (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cama?
In Cama (postal code 6557), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cama have the same premiums?
Not necessarily. Cama and nearby municipalities such as Santa Maria in Calanca (4 km), Grono (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cama?
No, it is for orientation in Cama. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in Cama with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Cama follow. The comparison is free, and no offer is binding.
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Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.