Key points at a glance
This page explains to residents of Bever how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Bever (postal code 7502), a municipality of roughly 616 residents in the canton of Graubünden, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Bever and a nearby municipality (Samedan (2 km), La Punt Chamues-ch (3 km), Celerina/Schlarigna (5 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Bever at a glance: your local context
Bever, a municipality of roughly 616 residents in the canton of Graubünden, brings its own local context to "Maternity and birth (supplementary insurance)". For health insurance premiums, Bever belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 616
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7502
- Federal municipality number (BFS): 3781
Maternity and birth (supplementary insurance) around Bever: compare neighbouring municipalities
Living or working near Bever? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Maternity and birth (supplementary insurance) in Samedan — 2.0 km away
- Maternity and birth (supplementary insurance) in La Punt Chamues-ch — 3.2 km away
- Maternity and birth (supplementary insurance) in Celerina/Schlarigna — 4.6 km away
- Maternity and birth (supplementary insurance) in Madulain — 5.3 km away
- Maternity and birth (supplementary insurance) in Pontresina — 5.7 km away
- Maternity and birth (supplementary insurance) in Saint-Moritz — 6.8 km away
- Maternity and birth (supplementary insurance) in Zuoz — 8.3 km away
- Maternity and birth (supplementary insurance) in S-chanf — 10.7 km away
- Maternity and birth (supplementary insurance) in Silvaplana — 11.2 km away
- Maternity and birth (supplementary insurance) in Sils im Engadin/Segl — 15.7 km away
Supplementary insurance (LCA) in Bever: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Bever — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Bever →
How we work for Bever
For "Maternity and birth (supplementary insurance)" in Bever we work in three stages: an inventory of your contracts and dates (canton of Graubünden); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Bever (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Bever?
Yes. The neighbouring municipalities of Bever, such as Samedan (2 km), La Punt Chamues-ch (3 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Bever?
No. It explains the insurance and tax concepts for residents of Bever (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Maternity and birth (supplementary insurance)" in Bever with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bever follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.