Key points at a glance
This is about supplementary insurance (LCA) for Albula/Alvra: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Albula/Alvra (postal code 7450), a municipality of roughly 1’310 residents in the canton of Graubünden, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Albula/Alvra and a nearby municipality (Lantsch/Lenz (2 km), Vaz/Obervaz (6 km), Surses (8 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Albula/Alvra at a glance: your local context
Albula/Alvra, a municipality of roughly 1’310 residents in the canton of Graubünden, brings its own local context to "Maternity and birth (supplementary insurance)". Albula/Alvra lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’310
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7450
- Federal municipality number (BFS): 3542
Maternity and birth (supplementary insurance) around Albula/Alvra: compare neighbouring municipalities
Living or working near Albula/Alvra? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Maternity and birth (supplementary insurance) in Lantsch/Lenz — 2.1 km away
- Maternity and birth (supplementary insurance) in Vaz/Obervaz — 6.0 km away
- Maternity and birth (supplementary insurance) in Surses — 7.8 km away
- Maternity and birth (supplementary insurance) in Schmitten — 8.0 km away
- Maternity and birth (supplementary insurance) in Rongellen — 10.1 km away
- Maternity and birth (supplementary insurance) in Sils im Domleschg — 10.1 km away
- Maternity and birth (supplementary insurance) in Scharans — 10.4 km away
- Maternity and birth (supplementary insurance) in Thusis — 10.9 km away
- Maternity and birth (supplementary insurance) in Zillis-Reischen — 11.2 km away
- Maternity and birth (supplementary insurance) in Bergün Filisur — 11.3 km away
Supplementary insurance (LCA) in Albula/Alvra: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Albula/Alvra, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Albula/Alvra →
How we work for Albula/Alvra
Our approach for "Maternity and birth (supplementary insurance)" in Albula/Alvra: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Albula/Alvra (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Albula/Alvra?
Yes. The neighbouring municipalities of Albula/Alvra, such as Lantsch/Lenz (2 km), Vaz/Obervaz (6 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Albula/Alvra?
No. It explains the insurance and tax concepts for residents of Albula/Alvra (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Maternity and birth (supplementary insurance)" in Albula/Alvra with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Albula/Alvra follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.