Key points at a glance
This information page is aimed at people living in Albula/Alvra (roughly 1’310 residents (postal code 7450)), in the canton of Graubünden, who want to organise their insurance, tax matters and cover in line with Swiss law. Assur-IA supports households and the self-employed with a clear treatment of "Car insurance" — premiums, deductibles, deductions and responsibilities — without replacing individual tax or legal advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Albula/Alvra, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Lantsch/Lenz (2 km), Vaz/Obervaz (6 km), Surses (8 km) — each have their own local page as well. The sections below list the key points to check.
Albula/Alvra at a glance: your local context
Albula/Alvra, a municipality of roughly 1’310 residents in the canton of Graubünden, brings its own local context to "Car insurance". Albula/Alvra lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’310
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7450
- Federal municipality number (BFS): 3542
Car insurance around Albula/Alvra: compare neighbouring municipalities
Living or working near Albula/Alvra? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Car insurance in Lantsch/Lenz — 2.1 km away
- Car insurance in Vaz/Obervaz — 6.0 km away
- Car insurance in Surses — 7.8 km away
- Car insurance in Schmitten — 8.0 km away
- Car insurance in Rongellen — 10.1 km away
- Car insurance in Sils im Domleschg — 10.1 km away
- Car insurance in Scharans — 10.4 km away
- Car insurance in Thusis — 10.9 km away
- Car insurance in Zillis-Reischen — 11.2 km away
- Car insurance in Bergün Filisur — 11.3 km away
Car insurance in Albula/Alvra: liability, partial and comprehensive cover
Anyone registering a car in Albula/Alvra needs third-party liability insurance (damage to others) without exception. Optional but often sensible: partial casco (theft, glass breakage, natural damage, martens) and, for newer vehicles, comprehensive casco (including self-inflicted collision). Premiums depend among other things on your driving profile, annual mileage and where you park.
When comparing, look beyond the premium: deductibles, bonus protection, cover for gross negligence, parking damage and new-value compensation make the difference when a claim arises. Switching provider is usually possible at contract end — and often earlier if the premium rises.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Albula/Alvra
Our approach for "Car insurance" in Albula/Alvra: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Albula/Alvra (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Albula/Alvra?
Yes. The neighbouring municipalities of Albula/Alvra, such as Lantsch/Lenz (2 km), Vaz/Obervaz (6 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Albula/Alvra?
No. It explains the insurance and tax concepts for residents of Albula/Alvra (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Albula/Alvra with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Albula/Alvra follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.