Key points at a glance
This page is written for residents of Cartigny, in the canton of Geneva, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Cartigny, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Cartigny belongs to region 0 in the canton of Geneva) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Cartigny has roughly 1’050 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Cartigny, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Avully (2 km), Laconnex (2 km), Russin (2 km).
Cartigny at a glance: your local context
Cartigny, a municipality of roughly 1’050 residents in the canton of Geneva, has its own profile when it comes to health insurance. For health insurance premiums, Cartigny belongs to FOPH premium region 0 of the canton of Geneva. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’050
- Canton: Geneva
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 1236
- Federal municipality number (BFS): 6609
Applying for premium subsidies around Cartigny: compare neighbouring municipalities
Around Cartigny, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Avully — 1.9 km away
- Applying for premium subsidies in Laconnex — 2.0 km away
- Applying for premium subsidies in Russin — 2.3 km away
- Applying for premium subsidies in Aire-la-Ville — 2.4 km away
- Applying for premium subsidies in Dardagny — 3.1 km away
- Applying for premium subsidies in Bernex — 3.7 km away
- Applying for premium subsidies in Soral — 3.8 km away
- Applying for premium subsidies in Avusy — 3.9 km away
- Applying for premium subsidies in Chancy — 4.4 km away
- Applying for premium subsidies in Satigny — 4.6 km away
Health insurance premiums 2026 in Cartigny: the real numbers
Concretely for Cartigny: the 2026 adult premium (deductible 300 CHF) is between 604 and 914 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 3’714 francs of difference a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 604 – 914 CHF | from 476 CHF |
| Young adults (19–25) | 445 – 718 CHF | from 317 CHF |
| Children (0–18) | 52 – 203 CHF | — |
That is exactly what our comparison does: it ranks the 66 insurers active in Cartigny from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Cartigny →
Basic insurance in Cartigny: choosing insurer, deductible and model
You steer your premium in Cartigny with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Cartigny starts as low as 476 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Geneva: the entitlement goes surprisingly often unclaimed.
Checklist for Cartigny
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Geneva.
Free premium comparison for Cartigny →
How we work for Cartigny
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Geneva. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cartigny this difference is measurable: 604–914 francs a month for adults, i.e. up to 3’714 francs a year across 66 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cartigny (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cartigny?
In Cartigny (postal code 1236), the 2026 adult basic-insurance premium ranges from 604 to 914 francs a month depending on the insurer (deductible 300), from 445 francs for young adults and from 52 francs for children. For identical cover, the difference reaches up to 3’714 francs a year (FOPH premium region 0 of the canton of Geneva). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cartigny have the same premiums?
Not necessarily. Cartigny and nearby municipalities such as Avully (2 km), Laconnex (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cartigny?
No, it is for orientation in Cartigny. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Geneva.
Can I compare "Applying for premium subsidies" in Cartigny with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Cartigny follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Cartigny is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.