Key points at a glance
This page is written for residents of Vallon, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Vallon, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Vallon belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Vallon has roughly 447 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Vallon, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Gletterens (2 km), Missy (2 km), Saint-Aubin (2 km).
Vallon at a glance: your local context
Vallon, a municipality of roughly 447 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Vallon lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 447
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1565
- Federal municipality number (BFS): 2045
Applying for premium subsidies around Vallon: compare neighbouring municipalities
Living or working near Vallon? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Gletterens — 1.7 km away
- Applying for premium subsidies in Missy — 1.8 km away
- Applying for premium subsidies in Saint-Aubin — 2.1 km away
- Applying for premium subsidies in Grandcour — 2.4 km away
- Applying for premium subsidies in Delley-Portalban — 3.4 km away
- Applying for premium subsidies in Chevroux — 4.1 km away
- Applying for premium subsidies in Domdidier — 4.8 km away
- Applying for premium subsidies in Belmont-Broye — 4.8 km away
- Applying for premium subsidies in Vernay — 5.3 km away
- Applying for premium subsidies in Corcelles-près-Payerne — 5.8 km away
Health insurance premiums 2026 in Vallon: the real numbers
The range in Vallon is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 450 to 618 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’010 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Vallon from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Vallon: choosing insurer, deductible and model
Three decisions drive your premium in Vallon. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Vallon starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Vallon
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Vallon →
How we work for Vallon
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Vallon this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Vallon (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Vallon?
In Vallon (postal code 1565), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Vallon have the same premiums?
Not necessarily. Vallon and nearby municipalities such as Gletterens (2 km), Missy (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Vallon?
No. It explains the insurance and tax concepts for residents of Vallon (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Vallon with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Vallon follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.