Key points at a glance
For residents of Val-de-Charmey (roughly 2’483 residents (postal code 1637)) (canton of Fribourg), this local guide sums up what matters for "Car insurance": aligning contracts, taxes and pension planning sensibly under Swiss law. Our approach is explanatory and neutral — it complements personal professional or tax advice but does not replace it.
The Swiss system combines cantonal responsibilities (taxes, rates, allowances) with federal law (LAMal, national rules). For Val-de-Charmey that means your real profile — housing situation, employment, family, vehicles, any cross-border matters — weighs more than the address. The nearest municipalities — Châtel-sur-Montsalvens (2 km), Crésuz (2 km), Botterens (4 km) — each have their own local page as well. Below you will find the relevant reference points for a first assessment.
Val-de-Charmey at a glance: your local context
Val-de-Charmey, a municipality of roughly 2’483 residents in the canton of Fribourg, brings its own local context to "Car insurance". Val-de-Charmey lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’483
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1637
- Federal municipality number (BFS): 2163
Car insurance around Val-de-Charmey: compare neighbouring municipalities
Living or working near Val-de-Charmey? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Car insurance in Châtel-sur-Montsalvens — 2.4 km away
- Car insurance in Crésuz — 2.4 km away
- Car insurance in Botterens — 3.7 km away
- Car insurance in Broc — 5.4 km away
- Car insurance in Morlon — 6.4 km away
- Car insurance in Hauteville — 6.5 km away
- Car insurance in Corbières — 7.3 km away
- Car insurance in Echarlens — 7.3 km away
- Car insurance in Gruyères — 7.4 km away
- Car insurance in Riaz — 7.7 km away
Car insurance in Val-de-Charmey: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Val-de-Charmey, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
When comparing, look beyond the premium: deductibles, bonus protection, cover for gross negligence, parking damage and new-value compensation make the difference when a claim arises. Switching provider is usually possible at contract end — and often earlier if the premium rises.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Val-de-Charmey
Our approach for "Car insurance" in Val-de-Charmey: (1) list your contracts and deadlines in the canton of Fribourg; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Val-de-Charmey (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Val-de-Charmey?
Yes. The neighbouring municipalities of Val-de-Charmey, such as Châtel-sur-Montsalvens (2 km), Crésuz (2 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Fribourg or a move is coming up.
Does this page replace personal advice in Val-de-Charmey?
No. It explains the insurance and tax concepts for residents of Val-de-Charmey (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Val-de-Charmey with no obligation?
Of course. The starting point is your situation in Val-de-Charmey; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.