Key points at a glance
Living in Sévaz (canton of Fribourg) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Sévaz you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Sévaz belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Sévaz has roughly 289 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Sévaz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lully (2 km), Estavayer (2 km), Les Montets (3 km).
Sévaz at a glance: your local context
Sévaz, a municipality of roughly 289 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Sévaz lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 289
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1541
- Federal municipality number (BFS): 2043
Health insurance and supplementary cover around Sévaz: compare neighbouring municipalities
Around Sévaz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Lully — 2.4 km away
- Health insurance and supplementary cover in Estavayer — 2.4 km away
- Health insurance and supplementary cover in Les Montets — 2.6 km away
- Health insurance and supplementary cover in Cugy — 3.0 km away
- Health insurance and supplementary cover in Châtillon — 3.8 km away
- Health insurance and supplementary cover in Vernay — 5.0 km away
- Health insurance and supplementary cover in Payerne — 5.1 km away
- Health insurance and supplementary cover in Chevroux — 5.3 km away
- Health insurance and supplementary cover in Grandcour — 5.5 km away
- Health insurance and supplementary cover in Fétigny — 5.7 km away
Health insurance premiums 2026 in Sévaz: the real numbers
The range in Sévaz is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 450 to 618 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’010 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Sévaz from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Sévaz: choosing insurer, deductible and model
You steer your premium in Sévaz with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Sévaz starts as low as 337 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Sévaz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Sévaz →
How we work for Sévaz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Sévaz this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Sévaz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Sévaz?
In Sévaz (postal code 1541), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Sévaz have the same premiums?
Not necessarily. Sévaz and nearby municipalities such as Lully (2 km), Estavayer (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Sévaz?
No, it is for orientation in Sévaz. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Health insurance and supplementary cover" in Sévaz with no obligation?
Of course. The starting point is your situation in Sévaz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.